I would call the "home inspector" who gave the AC a clean bill of health. You made your purchase based upon their expertise. Realtors are not contractors, so we do have to rely upon other professionals for their input. The seller IS obligated to let you know about any issues with the home that he/she is aware of. Being AWARE is the issue. It's surprising how many people have AC but don't ever us the AC, so it's possible they did not know.
Since the inspector offered to repair the unit, why not have that done? You knew the age of the unit when you bought the property, so having to eventually replace it should be understood.
Or perhaps they can install a new one at a discount for your inconvenience?... more
Unfortunately Loan mods aren't as easy to get any more and if you do get one it benefits the bank more than you.
We have a no cost program that can get you a loan at 95% of current market value and we will clean your credit for free. The credit repair will wipe all negatives form your credit profile.
This is not a Loan Mod.
With our program you won't have to wait to qualify for a second home you will have perfect credit.
You have nothing to loose and it doesn't cost you anything for us to look at your loan. If we are able to help you the process takes 30 to 60 days and again at no out of pocket cost to you.
I can be contacted at 858-945-1047 or
You will need an experienced 203k Consultant who can evaluate the property, and identify FHA and HUD 203k requirements, and guidelines. The 203k Consultant should be able to prepare a cost estimate and Contractors bid package.
CFS Mortgage - http://www.cfs203k.com... more