Home Buying in 92108 : Questions & Answers

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Maureen Byers…, Real Estate Pro in Oceanside, CA
Maureen Byers GRI answered:
HOA Insurance for common building
Congrats! All good Realtor thoughts below. Hopefully, you are being represented by your exclusive Buyers Agent. Please check the current HOA docs, including the CCR's & Bylaws for answe ... more
0 votes Share Flag Sat Jun 29, 2013 Home Buying in 92108
Robert T. Bo…, Real Estate Pro in San Diego, CA
Robert T. Boyer, Ph.d. answered:
Question about initial fees worksheet ( Reserves deposited: Haz Ins, Taxes & Assessment) These amounts will be refundables? or the lander will
I believe most of your question was answered already. These are all part of your impounds. The only reason any of it would ever be refundable would be when you sell or refinance your ... more
1 vote Share Flag Sat Feb 26, 2011 Home Buying in 92108
Khrystyna Ch…, Real Estate Pro in San Diego, CA
Khrystyna Chorna answered:
How can I check the "health" of a HOA prior to making an offer on a Condo ? Are the HOA's required to make this information public ?
Hi, Tony,

Great answers from everybody below, but since your question was PRIOR submitting an offer, the only way would be to do your homework yourself and CALL HOA DIRECTLY.

Tha ... more
1 vote Share Flag Fri Feb 11, 2011 Home Buying in 92108
Patrick Hale, Real Estate Pro in San Diego, CA
Patrick Hale answered:
Are Home Path foreclosure prices negotiable in P Bch Co, Fl? Some I saw need work I know they add for that even so I think it's too high for P
Everything is negotiable...call me if you want tips on writing an offer on a bank owned property.

MY TEAM HAS OVER 100 PRE-LISTED FORECLOSURES AND WE ARE THE LISTING AGENT! - Please ... more
0 votes Share Flag Tue Sep 7, 2010 Home Buying in 92108
Sarah Montes, Real Estate Pro in Dallas, TX
Sarah Montes answered:
What type of fico score do you need to qualify if you are a first time home buyer?
If you do not have a minimum credit score of 640 for a regualar loan, I can help you.

My program is not credit score driven, so there is no credit sore requirement.

Program Term ... more
0 votes Share Flag Fri May 8, 2009 Home Buying in 92108
A, Real Estate Pro in San Diego County, CA
A answered:
Is the foreclosure price that's listed in your site the final asking price by the bank or can it be lowered?
It all depends. But, generally--everything in this market is negotiable. Just like any other regular sale, the list price is not the price--especially not now. Banks typically lower the ... more
0 votes Share Flag Tue May 13, 2008 Home Buying in 92108
Jhansen, Real Estate Pro in San Diego County, CA
Jhansen answered:
1st time home buyers need advice/information/Agent for preforclosed property purchase?
For all of those first time homebuyers, now is a great time to buy. You have the Federal tax incentive until April 30, 2010 and Starting May 1st is the California home buyers incentive ... more
0 votes Share Flag Fri Feb 8, 2008 Home Buying in 92108
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