92101 : Questions & Answers

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
How hard is it to get a renter to rent you an apartment in San Diego, California, with a credit score of 640?
Hello Teresa, you should have no problems renting. You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many citi ... more
0 votes Share Flag Sun Jul 20, 2014 Rental Basics in 92101
Harold Lear, Real Estate Pro in San Diego, CA
Harold Lear answered:
I am looking for a portfolio loan which doesn't require a 7 year seasoning period after a foreclosure. Any ideas about a product that fits my needs?
Here's a different option... We offer Credit Restoration that in 30 to 70 days we can remove all negative items from your credit report. You have the option to pay upfront or pay when i ... more
0 votes Share Flag Tue Jun 10, 2014 Financing in 92101
Harold Lear, Real Estate Pro in San Diego, CA
Harold Lear answered:
Anyone interested in a short sale listing at 1150 J Street, here in downtown San Diego?
Go to our website www.shortanalytics.com... We litigate short sales rather than negotiate and the outcome, 9 times out of 10 the lenders will settle with us... you may still have to sa ... more
0 votes Share Flag Tue Jun 10, 2014 Home Buying in 92101
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
Hi, I am interested in buying an SRO in NYC. There are tenants on the property, so my bank is not interested in lending. My credit score is over 800
this is a borderline scenario that we need more answers. feel free to contact me. thanks
0 votes Share Flag Thu May 22, 2014 Financing in 92101
Neal Akin, Real Estate Pro in San Diego, CA
Neal Akin answered:
Names of lenders that deal with unconventional lending or portfolio loans?
David,

Try BBVA Compass Bank, my clients and I have had success with them and their portfolio products.

To gain insight as to who I am, how I conduct myself and how I take great c ... more
0 votes Share Flag Fri Apr 18, 2014 Financing in 92101
Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
Do I have to sign a cancellation of a Listing Agreement when it already expired over 1 month ago?? Agents mistake for not noticing the dates
The listing agent should be aware that your listing is coming up to expire. It his/her duty to get in touch with you to discuss your next option. I wouldn't wait around for the agent. I ... more
0 votes Share Flag Thu Jan 30, 2014 Home Buying in 92101
Maxine Ander…, Real Estate Pro in San Diego, CA
Maxine Anderson answered:
Can transaction coordinator add $1,600 fee to be paid to them, which I never agreed to, to escrow instructions without my permission?
First of all it is the Agents duty to do all their own paperwork. A TC is fantastic to have but it is not a buyer or sellers obligation to pay this fee. If the agent wants you to pay ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 92101
John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
Why does my broker want me to sign a cancellation of a Listing Agreement, when it expired over a month ago?
If you listing contract has expired you need do nothing except ask the agent why you are being troubled with this detail. Is it because the agent wants to provide cover for his/her erro ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 92101
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
We are looking to refinance and take cash out. We have lots of equity and great credit but we will be first time 1099 filers Any California options?
The first time 1099 filing can be problematic. However, I often have options that will only require one year of 1099 filing to qualify you. (It would have to be after you filed your 201 ... more
1 vote Share Flag Mon Jan 20, 2014 Financing in 92101
Brad Neumann…, Real Estate Pro in Downers Grove, IL
Brad Neumann-Mortgage Pro answered:
can a foreigner buy a house in CA with a down payment and a Loan???
Yes you can and we can help. For mortgage help, call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states.

We can do: FHA, C ... more
0 votes Share Flag Sat Nov 9, 2013 Home Buying in 92101
Brad Neumann…, Real Estate Pro in Downers Grove, IL
Brad Neumann-Mortgage Pro answered:
Is a condo in sonama, ca or san diego ca 92103 / 92101 a better real estate investment ?
I love San Diego but you can't go wrong. For mortgage help, call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states.

We ca ... more
0 votes Share Flag Sat Nov 9, 2013 Home Buying in 92101
Brad Neumann…, Real Estate Pro in Downers Grove, IL
Brad Neumann-Mortgage Pro answered:
What do you think about searching homes on craigslist?
I don't do anything on Craigslist over $5000 value. It can help search but I recommend getting a realtor and I know several good ones I can recommend. For mortgage help, call or email ... more
0 votes Share Flag Sat Nov 9, 2013 Home Buying in 92101
Fred Herman, Real Estate Pro in Staten Island, NY
Fred Herman answered:
NY to SD *WHAT IS THE BEST WAY TO GO ABOUT GETTING MY LICENSE? I would REALLY appreciate some guidance!
first contact nys dos and ask if there is a reciprocity agreement with SD.
0 votes Share Flag Wed Oct 2, 2013 Agent2Agent in 92101
David Rudd, Real Estate Pro in San Diego, CA
David Rudd answered:
What is the security of people renting out a place on Trulia?
Listen to all of the other real estate professionals here. It is most likely a scam.

I used to work in banking as an executive, I would get very wealthy people coming to me with o ... more
0 votes Share Flag Mon Sep 30, 2013 Rental Basics in 92101
J.R. Thrasher, Real Estate Pro in San Diego, CA
J.R. Thrasher answered:
Where can I find more information regarding how the market is trending in regards to the 92101 zip code. I am curious to know if prices are going
Here you go.

Scroll to the bottom of the page for the chart and information.

J.R. Thrasher
www.SanDiegoRealEstateVeterans.com
619-929-0105
1 vote Share Flag Tue Jul 16, 2013 Market Conditions in 92101
Mark & K…, Real Estate Pro in San Diego, CA
Mark & Kari Shea answered:
Is Lincoln Hotel a Historical Building?
Nice job Royce...we were curious...
0 votes Share Flag Thu Jun 13, 2013 Home Buying in 92101
Janet McCart…, Real Estate Pro in San Diego, CA
Janet McCarthy answered:
Offer acknowledgment and courtesy
Hi Robert,
Sadly with the multiple offer situation many agents feel justified in not responding to all offers. Beyond the acknowledgement that the offer has been accepted I believe t ... more
0 votes Share Flag Sun Oct 7, 2012 Agent2Agent in 92101
Thomas Shump…, Real Estate Pro in Columbia, SC
Thomas Shumpert answered:
Can buyer give agent a monetary gift outside of escrow?
Great points fellow agents! It's awesome to be reassured of how ethical we are, and should be in our profession. As to the question asker, referrals are the best gift ever!
0 votes Share Flag Tue Jul 17, 2012 Home Buying in 92101
Sheyenne Sch…, Real Estate Pro in Torrance, CA
Sheyenne Schultz answered:
is it easier to buy a short sale or a foreclosure for the price one wants to pay?
That depends.... hmmmm. In a short sale...if you can talk to the listing agent in the beginning and convince them that submitting an offer to the bank AT LIST PRICE or OVER LIST PRICE ... more
0 votes Share Flag Tue Jul 17, 2012 Home Buying in 92101
Bianca Romani, Real Estate Pro in San Diego, CA
Bianca Romani answered:
I would like to learn about how to price a property that is listed foreclosed and or distressed , short sale , and or other ...?
My suggestion: Do not use Zillow Zestimates and DO use a qualified Real Estate agent. We are all prevy to the same information...it is essential to know values in this business.
0 votes Share Flag Tue Jul 17, 2012 Home Buying in 92101
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