91915 : Questions & Answers

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Larry M Parra, Real Estate Pro in 92154
Larry M Parra answered:
Hi ,looking house to rent minimum 2bd and 2 baths,garage for 2 , have 2 small pets and need to keep under $2000 the rental. Looking east Chula Vista
Hi Maria,

I found a total of 5 listings in Chula Vista that are currently available for rent under $2,000. Please email me your email should you want me to forward you list. Keep ... more
0 votes Share Flag Mon Oct 6, 2014 Rentals in 91915
Neil Fjelles…, Real Estate Pro in San Diego County, CA
Neil Fjellestad answered:
Currently live in the Bay Area, looking to move down to San Diego in the coming month or 2, 4br/2ba, no more than $2200.
You need FBS. Rentals are what we do. Rentals are all we do. Rentals are who we are in San Diego for more than 4 decades. We currently operate rental properties in 69 zip codes througho ... more
0 votes Share Flag Mon Apr 8, 2013 Rentals in 91915
Susana Colli…, Real Estate Pro in Chula Vista, CA
Susana Collins answered:
Looking to rent a home in the Eastlake area (but I want my kids to attend either Veteran's or Corky Elementary). We transfer to the area in
Hi my name is Susie and have a home in this website which is a 4bd/3ba with a 2 car garage rents is $2500, the elementary school which is a very good school that this community belongs ... more
0 votes Share Flag Sun Feb 24, 2013 Rentals in 91915
Gerry Carril…, Real Estate Pro in Eastlake, Chula Vista,...
Gerry Carrillo answered:
I bought my first home last year and want to purchase an investment property in the Eastlake/Otay Ranch area with a purchase price under 180k.
Rob,

If you are still looking to invest in Eastlake / Otay Ranch, let me know. I am an expert in this area!
I have almost a decade of local real estate knowledge and 40 years livin ... more
0 votes Share Flag Fri Aug 24, 2012 Home Buying in 91915
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, CMPS answered:
Is it true when all other things being equal, a 30 year conforming fixed rate refi loan is more costly when there is NO tax impound accounts?
this fee is normally 0.25% of the loan amount. For every $100,000 you borrow, that equates to $250, if you pay it up front as a closing cost, as opposed to letting it be absorbed by th ... more
0 votes Share Flag Tue Jul 17, 2012 Financing in 91915
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Is it true when all other things being equal, a 30 year conforming fixed rate refi loan is more costly when there is NO mortgage insurance (PMI)?
It is actually a double whammy:
If you are putting the 20% down to avoid PMI,
you will probably be getting a better rate than if you were doing FHA with 3.5% down.
So the RATE will b ... more
0 votes Share Flag Tue Jul 17, 2012 Financing in 91915
Maria Esparza, Real Estate Pro in Chula Vista, CA
Maria Esparza answered:
I need a referral to a knowledgable loan broker. I filed for bankruptcy and it was discharged in 2010.
Hi Heg,
I can refer you to my favorite loan broker from Point Mortage. She has many years experience. Has done wonders and is very creative with financing. She can get the job done! ... more
0 votes Share Flag Tue Jul 17, 2012 Home Buying in 91915
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
do i put a large dn payment on a house or go with VA no dn (with higher mortgage)?
Jameskerry41,

I agree with everyone else that it is completely up to you. I use finance specific programs to develop side by side comparisons so my clients can make educated decisio ... more
0 votes Share Flag Mon Jan 16, 2012 Financing in 91915
Mary Villalo…, Real Estate Pro in 91913
Mary Villalobos answered:
What would be the best buy for me, a first time home buyer, townhouse or single family house?
Daniela, it all depends on your needs, location is one of the most important issues, and of course your income, this is how much can you afford. Eastlalke is a great community with many ... more
0 votes Share Flag Wed Nov 17, 2010 Home Buying in 91915
Vincent Vela…, Real Estate Pro in Chula Vista, CA
Vincent Velasy answered:
Hello, I sent an email on August 25, in regards to a home in Eastlake, but I haven't got a response. I wanted to know if the hm was still
Hi Claudia,

If you are still looking for a home in Eastlake, just give me a call at 619 972 8798 and then I can show you the vast inventory of homes I have personally sold in East Ch ... more
0 votes Share Flag Mon Sep 27, 2010 Rentals in 91915
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
Hi, If I file for bankruptcy, will it make a difference if I lose my home through foreclosure as opposed to short sale when I want to buy a home ?
We agents are not to provide legal or tax advice. You should talked with an attorney regarding the potential ramifications of a deficiency judgment, and tax adviser regarding tax conse ... more
0 votes Share Flag Sat Aug 14, 2010 Foreclosure in 91915
Patrick Hale, Real Estate Pro in San Diego, CA
Patrick Hale answered:
Is there a website I can go to to find a listing of open houses w/ dates & times in San Diego...specifically Eastlake?
We have this information on our website or I can customize a search that will send you this info.

Email me if you still need help.

Patrick A. Hale, CDPE, RSD
Real Estate Broke ... more
0 votes Share Flag Thu Aug 12, 2010 Home Buying in 91915
Patrick Hale, Real Estate Pro in San Diego, CA
Patrick Hale answered:
I have two homes and I'm thinking of doing a shortsale on one due to financial hardship. Can they put a lien?
Depending on how your loans where set up, yes. However, they most likely won't be able to.

Be prepared that they may ask you to sell your other home to pay them off, if you can ... more
0 votes Share Flag Thu Aug 12, 2010 Foreclosure in 91915
Patti Philli…, Real Estate Pro in Carlsbad, CA
Patti Phillips answered:
I am currently unemployed and will be divorcing soon.
GRL, I would suggest that you contact a lender and ask them what they suggest. You may also want to check with your divorce attorney to see if they have any suggestions on how this mig ... more
1 vote Share Flag Mon Apr 20, 2009 Home Buying in 91915
Keith Manson-…, Real Estate Pro in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
My house foreclosed and the Realty Company that is representing the bank that now owns the house will not
Call the attorney or bank that is processing the eviction and you will get a quick answer and maybe they will work with you. It might not work, but it is worth a try. The time frame v ... more
0 votes Share Flag Wed Mar 25, 2009 Foreclosure in 91915
Annie Nguyen, Real Estate Pro in Fremont, CA
Annie Nguyen answered:
My house has been in the market since end of February. We have 5 offers right now. We're still waiting for
Are you listing with a Realtor? If you do then what are you waiting for ? ask you agent to send at least one offer in to see what the bank says? if there are offer s on the thouse the ... more
0 votes Share Flag Sat Nov 22, 2008 Foreclosure in 91915
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
We are in tye escrow for the short sale house. during home inspection, we found black mold. We request repair
banks usually will not renegotiate after accepting an offer for a short sale. However if the short sale has not been approved by teh bank yet, then yes you should definately submit and ... more
0 votes Share Flag Mon Nov 10, 2008 Home Buying in 91915
Vincent Vela…, Real Estate Pro in Chula Vista, CA
Vincent Velasy answered:
We got pre-approved for a VA loan. I'm looking into getting a foreclosed or short sale house if possible.
Yes, it is possible...but it depends upon how skilled your agent is when communicating to the listing agent.
I am a homeowner in the 91915 zip code (Eastlake/Otay Ranch) area and I ha ... more
0 votes Share Flag Fri Aug 8, 2008 Home Buying in 91915
Dot Chance, Real Estate Pro in Burbank, CA
Dot Chance answered:
help please
Hi, Jen:

Has the bank approved the short sale? The bank may have added conditions to the sale, did you sign anything additional from the bank?

If you have an agent (I sure hope yo ... more
0 votes Share Flag Thu Apr 3, 2008 Home Buying in 91915
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