91710 : Questions & Answers

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Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Should I refinance from FHA to Conventional loan to remove MIP/PMI?
When you got your FHA mortgage it was at a point where the MIP would fall off of there once you paid it down to a 78% of the appraisal value, when took out the loan. My first instinct ... more
0 votes Share Flag Wed Jul 15, 2015 Financing in 91710
Jiujitsumast…, Home Buyer in Chino Hills, CA
Jiujitsumaster101 answered:
Hi , I am thinking to buy a home in chino college park community.Can any one help me with the following questions?
The community is very safe, I've lived there for 3 years and nothing has happened at all since I moved in.

It would most likely be easy to sell as long as you have the right price, C ... more
0 votes Share Flag Sat May 9, 2015 Home Buying in 91710
Nicole Fedor…, Real Estate Pro in 92866
Nicole Fedorchek answered:
Anyone know of homes for rent under $1500. I need to rent for a year then buy.
Hi, Bret-
I realize this question was from over a year ago, so I am wondering if you are ready to buy now? Interest rates are great, and its a good time of the year to purchase where ... more
0 votes Share Flag Sun Nov 2, 2014 Home Buying in 91710
Larry Hodel, Real Estate Pro in 91709
Larry Hodel answered:
How much is an average charge of escrow and title company for a house sold for $387k ?
I usually estimate closing cost for a Seller to be about 1% of the sale price + any termite work cost.
0 votes Share Flag Thu Sep 4, 2014 Home Selling in 91710
Anthony De La…, Real Estate Pro in Chino, CA
Anthony De La Cerda answered:
Is it normal in current market conditions for sellers to take a long time answering offers?
From what I have experience I would usually get a response in 2-3 days in a standard sale. It does depend on the type of sale (short sale, foreclosure, Etc.) sometimes moving on is diff ... more
0 votes Share Flag Fri Aug 29, 2014 Home Buying in 91710
Larry Hodel, Real Estate Pro in 91709
Larry Hodel answered:
I've heard it's a great time to buy in the Inland Empire. I most likely wont be able to buy until next year. Will the market stay this way?
In my area of Chino Hills, we estimate prices have already increased approx 12% already this year. I believe they will increase slower next year.
0 votes Share Flag Fri Aug 8, 2014 Financing in 91710
Research, Home Buyer in Chino Hills, CA
Research answered:
We want to sell our condo and buy a single family home. The problem is that we owe $220,000 and it's worth
You are right, Debra. it popped at me as "current" and did not read the date.

How is real estate in NJ?
0 votes Share Flag Wed Jan 22, 2014 Home Selling in 91710
Sally Ragan, Real Estate Pro in Chino, CA
Sally Ragan answered:
What is the criteria for a Canadian to buy a house in Calif. Our daughter lives there and we (Canadians) will pay the down payment.
Lucia:

In the Preserve, there are houses you can purchase or lease. Normally, a lease is for a year. There tends to be flies because of the dairies close by. There are also Associ ... more
0 votes Share Flag Tue Aug 13, 2013 Home Buying in 91710
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
Seller paid for closing cost. Escrow didnt include Community Enhancement Charge at the time of closing. Now HOA bills us for CEF. What should I do?
If you were entitled to a credit for the Community enhancement charge, it should be in writing on the addendums that were part of the sales contract. If it does not say so anywhere in t ... more
1 vote Share Flag Sun Sep 16, 2012 Home Buying in 91710
Sally Ragan, Real Estate Pro in Chino, CA
Sally Ragan answered:
Thanks for all of the advice. If she buys a house as a rental and rents out the other bedrooms does the criteria change
If you say its a Rental right off when qualifying for a loan, then you have to put 25% down. It does not matter if she lives there and rents a home because it is her primary residence.
0 votes Share Flag Fri Mar 23, 2012 Home Buying in 91710
Leticia Hixs…, Real Estate Pro in 91710
Leticia Hixson answered:
Why doesn't the banks rent their REO homes out to people instead of auction til prices go up again?
Actually some banks are allowing tenants to stay for the remainder of their lease as long as the tenant cooperates and agrees to show the property to other prospective buyers duringthis ... more
0 votes Share Flag Wed Aug 10, 2011 For Rent in 91710
Leticia Hixs…, Real Estate Pro in 91710
Leticia Hixson answered:
Which is the best option to dispose an upside down investment property? & legal & tax consequense of each one
The best way to dispose of such property is by doing a short sale. You will need an experienced and qualified agent in your area to handle it and make sure it is done correctly with no ... more
0 votes Share Flag Thu Apr 14, 2011 Foreclosure in 91710
Leticia Hixs…, Real Estate Pro in 91710
Leticia Hixson answered:
Short sale agreement
The standard rate is usually 1% but I have seen a few at 1.5%. I would negotiate a better fee unless of course you absolutely love the home and want it at any cost.
0 votes Share Flag Sun Nov 7, 2010 Home Buying in 91710
Victor Quiroz, Real Estate Pro in Upland, CA
Victor Quiroz answered:
I am looking to buy a house in hopefully a a good part of victoville .Is there a good buy agent out there that can help me with this. I will be using
We have 22 broker owned offices with one in Victorville. Check out corporate web page for a list of Prudential agents in the area.

www.pruCArealty.com
0 votes Share Flag Tue Nov 2, 2010 Financing in 91710
LUXURY HOME…, Real Estate Pro in El Segundo, CA
LUXURY HOME LOANS CA answered:
is an 80/20 loan a non-recourse loan?
For legal advice contact an attorney.

The way I understnd this in California, all purchase money loans are non-recourse. But again, speak with an attorney. ..... Best wishe, Rudi
0 votes Share Flag Wed Sep 22, 2010 Foreclosure in 91710
John Ortega, Real Estate Pro in California
John Ortega answered:
I purchased a home in California in 2010 and qualify for the $8,000 tax credit. Can i now refinance and still qualify for the tax credit??
The tax credit was for a home purchase. If you purchased within the allowed time as stated below on Emily's first answer, you should qualify for the tax credit even if you refi aft ... more
0 votes Share Flag Tue Sep 21, 2010 Home Buying in 91710
Maria Elena…, Real Estate Pro in Northridge, CA
Maria Elena Piedra answered:
If I can put 20% downpayment, what's the difference of conv loan and FHA loan? What's the advantage or disadvantage of those two loans?
Hi Selina! Firstable, if you put 20% downpayment, you won't have to pay PMI (Private Mortgage Insurance), which you stop paying to the lender once your reach 80% of your loan debt ... more
0 votes Share Flag Wed Jun 23, 2010 Home Buying in 91710
Chino Hills…, Real Estate Pro in Chino Hills, CA
Chino Hills Homes answered:
what is the most recent average number of days on the market for a single-family home to sell in the 91710?
Definition: The number of days a listing is active in a multiple listing service before it is entered into "pending" status. Pending status is when an offer has been accepted ... more
0 votes Share Flag Sun Sep 20, 2009 Home Selling in 91710
Dot Chance, Real Estate Pro in Burbank, CA
Dot Chance answered:
Green algae / mold looking shades on the roof!!
You need to consult a home inspector when you make your offer
0 votes Share Flag Sat Apr 18, 2009 Remodel & Renovate in 91710
Oc Buyer, Home Buyer in CDM
Oc Buyer answered:
I would like to purchase a home and my credit score is a little below 600. Can i still obtain a loan for a?
Are you sure you are ready to take on the financial responsibility of homeownership? Have you been financially responsible for a period of time? Getting a loan is one thing, paying it o ... more
0 votes Share Flag Sat Apr 26, 2008 Financing in 91710
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