91356 : Questions & Answers

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Jessica Bate…, Real Estate Pro in Beverly Hills, CA
Jessica Bateman answered:
i have a credit scores of 619, 615 and 595 can i get a home loan in los angeles county.
I work with a lot of people who have less than perfect credit. I tell all my clients that need a pre approval to visit The Lenders Network, I have seen loan approvals from them even wit ... more
1 vote Share Flag Thu Aug 20, 2015 Financing in 91356
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
I have 640 credit score what kind of loan can iget i los angeles
Hello Francisco, that is the minimum score with many lending institutions so you may qualify for most any type loan with that score. You may qualify FHA from fico scores between 500-579 ... more
0 votes Share Flag Tue Aug 18, 2015 Financing in 91356
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
I have 2 years of my w2s and now I am working full time for someone that pays with personal checks. My score is 640-660 can I get a loan for house .
Hello Lara, yes it sounds like you may qualify but your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want ... more
0 votes Share Flag Tue Aug 18, 2015 Financing in 91356
Murphy Team, Real Estate Pro in Portland, ME
Murphy Team answered:
How can I find the outstanding mortgage amount for a property for sale?
Go to the Registry of Deeds in your county (most are on line now). Research the name of the seller and you should be able to find the recorded mortgage. If the owner purchased the prope ... more
0 votes Share Flag Tue Aug 11, 2015 Home Buying in 91356
Maggie Oreck, Real Estate Pro in Sherman Oaks, CA
Maggie Oreck answered:
I want to know what the outstanding 1st and 2nd mortgage is on the property: 10555 Rosita Rd. Camarillo
Payoff information is private. What is public is the original loan amount
0 votes Share Flag Tue Aug 11, 2015 Home Buying in 91356
Carlene Vill…, Real Estate Pro in 64012
Carlene Villaruel answered:
I have a 619 credit score. Can I get approved for a $20000.00 home in Kansas City, MO?
I have the perfect lender for you and afterwards I'd love to help you find your perfect home. There are many programs available to help with financing. I have one lender in KC that I se ... more
0 votes Share Flag Fri Jun 13, 2014 Financing in 91356
Diana Rosero, Real Estate Pro in Burbank, CA
Diana Rosero answered:
i would like to payoff a friends mortgage .how can i find out the remaining ballance?
Hello Cliff,

Nice to meet you.

I am sure your friend is quite happy!

The lender will provide a payoff for you good for 30 days. Make sure to pull title to be sure there are no ... more
0 votes Share Flag Mon Mar 31, 2014 Home Buying in 91356
Sara Mehrpou…, Real Estate Pro in 91403
Sara Mehrpouyan answered:
settlement on a short sale didn't occur because seller didn't show
In Los Angeles -southern California- area, we use escrow companies for closings. The seller does not have to show up at the actual closing. The buyer does have to sign and notarize thei ... more
0 votes Share Flag Wed Mar 7, 2012 Home Buying in 91356
Emily Knell, Real Estate Pro in Huntington Beach, CA
Emily Knell answered:
Check List for Lease to Own...
Simple answer. Don't do a Lease Option in this market. Just don't do it! You're not going to be able to lock in a low interest rate now, you're not going to get a ... more
0 votes Share Flag Tue Jan 31, 2012 Home Buying in 91356
LUXURY HOME…, Real Estate Pro in El Segundo, CA
LUXURY HOME LOANS CA answered:
anybody knows any home insurance companies providing coverage for primary residences that are held in the name of LLC? California, LA
Avatarchik77- I do not have any names handy- Should you wish I may be able to provide some names. This link is a page on my website. "Vesting Title in Entities" http://www.umb ... more
0 votes Share Flag Tue Jan 10, 2012 Home Insurance in 91356
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
I have had a few offers on my home. Each time we accept an offer and the buyer does the inspection, they always ask for large credit toward repairs.
Not as sure about a negotiating technique as I am about an inherent problem that keep popping up.
0 votes Share Flag Sat Jul 30, 2011 Home Selling in 91356
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
How important is it for the listing and selling broker to be at an inspection? What if the listing broker isn't there. Does it make a difference?
Remy - Gerard's answer below is spot on! Although some Seller's Agent are present, it really is a chance for the Buyer to inspect the property.
The Marie Souza Team - Top Sel ... more
0 votes Share Flag Thu Jul 7, 2011 Home Selling in 91356
Teresa Tedder…, Real Estate Pro in Wilkesboro, NC
Teresa Tedder Overcash answered:
Are banks giving loans to individuals who otherwise qualify for a loan, but have 1 small blemish on their credit report?
It depends on the blemish in my opinion. My initial reaction is yes, you should be able to get a loan, however if the blemish is a late house payment and is recent it could cause a big ... more
0 votes Share Flag Wed Jul 6, 2011 Financing in 91356
Esfand Azad -…,  in Tarzana, CA
Esfand Azad - Local Expert answered:
i am going to sell house what is the meaning of outstanding mortgage
Dear Kaplana ,
The outstandin mortgage on your house is the amount of the money you still owe to the bank;now,if you inend to sell your house I need to find the present market value of ... more
0 votes Share Flag Wed Feb 16, 2011 Home Selling in 91356
Esfand Azad -…,  in Tarzana, CA
Esfand Azad - Local Expert answered:
i am intrested in buing a condo or apartment in reseda\tarzana(2 2) in the 120,000 does some one know about
I recently sold a 2-2,close to 900 square feet in good location of Tarzana,which was as short sale for $155,000 ; the asking price for the ones in the market range beetween $ 155,000 t ... more
0 votes Share Flag Wed Feb 9, 2011 Home Buying in 91356
Elise Timpe, Real Estate Pro in Corona, CA
Elise Timpe answered:
What is the most important quality you look for when choosing an agent to sell your home?
Experience and compatability.

Ask to see the listings on other homes they have or had. Are there plenty of good pictures or just one?
Good pictures can go a long way to get a home s ... more
0 votes Share Flag Wed Feb 9, 2011 Home Selling in 91356
Esfand Azad -…,  in Tarzana, CA
Esfand Azad - Local Expert answered:
What are the Tax benefit for first time all Cash buyer 2011?
Shazia ,
It depends on if you are buying this property as your principal owner/occupied home;or are a first time buyer,or is it an investment property.
Once this is determined ,our ... more
0 votes Share Flag Wed Feb 9, 2011 Home Buying in 91356
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
I would be a First time home buyer. I may need low income programs for help. Anyone have a great loan person or company they can refer to me?
Be careful with lenders offering low income programs. The main way you qualify for a loan is based on your income!


Richard Schulman
0 votes Share Flag Tue Dec 7, 2010 Home Buying in 91356
Cricket Yee, Real Estate Pro in Studio City, CA
Cricket Yee answered:
If only the buyer shows up for settlement, how long is the seller liable to perform to the conditions of the contract?
DJ, sorry to hear about your predicament. I think it is legal time for you, because my guess that the sale was contingent on them settling their issues between them, or you could'v ... more
0 votes Share Flag Sat Nov 27, 2010 Home Buying in 91356
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
Iam Soraya Dardashti a Realtor, my question is who is the agent for 18324 Clark str.#303 in Tar Ca 91356
Hi, I believe you asked this question twice. This listing was canceled. You should be able to access this info on the MLS?
0 votes Share Flag Wed Mar 31, 2010 Foreclosure in 91356
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