It may be worth finding out with rates in the 3's. It only takes a few dozen questions to qualify for the options you may choose from. You may even qualify for Short Refinance which is a principal reduction refinance? If you could save hundreds a month off your mortgage payment or thousands off your balance, what do you think?
Sheryl Arndt, Real Estate Broker â€“ Sr. Loan Officer CA only
REO & Short Sale Specialist
20+ Years Experience