91001 : Questions & Answers

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Alex Sverdlik, Real Estate Pro in Monrovia, CA
Alex Sverdlik answered:
Is there a listing of homes for lease or rent for Altadena/Pasadena, or any company that does rental only?
You can view all rentals here

www.findlahome.com
0 votes Share Flag Sun Jul 20, 2014 For Rent in 91001
Kevin McLaug…, Real Estate Pro in Murrieta, CA
Kevin McLaughlin answered:
If I am a co-signer with my adult son on a home loan for a home he will live in, will my spouse be financially responsible in the event I die?
Lots of variables here, but short answer is only if spouse is also on the loan documents
0 votes Share Flag Mon Dec 2, 2013 Home Buying in 91001
Stephen Fitz…, Real Estate Pro in Portland, OR
Stephen FitzMaurice, Realtor answered:
I "short sale" my home in August 2012, when can I buy again? I have a savings of 15-20K. My FICO is 660 2months ago. Please advise. Thank you.
Things are changing fast and many are saying 1 year is the max wait time now, but it does depend on your total financial package.
0 votes Share Flag Thu Nov 7, 2013 Home Buying in 91001
Sharon Verani, Real Estate Pro in Pasadena, CA
Sharon Verani answered:
I own a lovely home in Altadena, CA but now living in St. Louis, MO. Should we try to sell in this sluggish?
The market is now very active- it is a great time to sell your home! This spring the buyers are out in droves and ready to commit while interest rates are still low.
0 votes Share Flag Sun Mar 10, 2013 Home Selling in 91001
Sarkis Aleks…, Real Estate Pro in Pasadena, CA
Sarkis Aleksanian answered:
How many people can be on a loan?
No real restrictions on the number of people on the loan. But the loan would have to make sense with multiple people applying for the loan from the perspective of the lender. The pr ... more
0 votes Share Flag Wed Oct 24, 2012 Home Buying in 91001
Dante Underw…, Real Estate Pro in Pasadena, CA
Dante Underwood answered:
Difference in value north and south of New York dr
I would value this with the Altadena address and look at what it would be also with the Pasadena address. You have to look at both sides to be able to have a better understanding of wha ... more
0 votes Share Flag Mon Jul 16, 2012 Home Buying in 91001
Gilda Anders…, Real Estate Pro in Pasadena, CA
Gilda Anderson answered:
Are there any worth while properties in the 200k to 250k range in altadena/north arroyo?
Hello Zinnal.

Look at 970 Lehigh, off of Windsor, just south of Woodbury. It is a 1346 sf, 2 bedroom, 1 bath home with a pool on the market for $259,900. This home is bank owned ( ... more
0 votes Share Flag Thu Oct 27, 2011 Home Buying in 91001
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
By any chance has anyone taken the Fannie Mae underwriting test? I have a test date coming up and would like to know what to expect on the test.
Everything you need to know can be found here.
https://www.efanniemae.com/sf/guides/ssg/sg/pdf/sel072611.pdf
Consider it your 1221 page text book.
0 votes Share Flag Sun Jul 31, 2011 General Area in 91001
Chris Richter, Real Estate Pro in Chicago, IL
Chris Richter answered:
Is it better to buy down points to get lower interest rate or add more to down payment?
It depends. If you're talking about enough extra down payment where it changes the PMI or rate on the loan, then sometimes an increased down payment is the better path.

If it ... more
1 vote Share Flag Tue Aug 10, 2010 Financing in 91001
Hannah, Real Estate Pro in Corte Madera, CA
Hannah answered:
I took out a home equity 1st lien loan in California to build on it. I am no longer able to make the
Hi S,
Your lien holder in second position is a recourse loan. This means that the lender does have recourse to go after you if you do not pay them. For example, they can remove their ... more
0 votes Share Flag Sat Jun 12, 2010 Foreclosure in 91001
Carrie Benus…, Real Estate Pro in Altadena, CA
Carrie Benuska answered:
Lowish income FTHB seeks altruistic buyers agent who has successfully gotten clients into a home ( maybe even a foreclosure) using FHA loan and or
Hi Carly! I am an agent in the Altadena/Pasadena area. My mom was a single mom, and I very much respect your desire to own a home. I would be happy to discuss the options with you, a ... more
0 votes Share Flag Sun May 23, 2010 Home Buying in 91001
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
Altadena Home Owner's Insurance Rates near the foothills.
Betty,
You will probably be in a Fair Plan area. I am happy to refer you to a great insurance agent who works in the Foothills.
Shawn White, Crescenta Valley Insurance 818-248-4246. ... more
1 vote Share Flag Fri Sep 12, 2008 Home Insurance in 91001
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
If a person is pre-aproved for a loan, what are the chances they will get the loan?
Nicole
There are numerous ways that buyers can back out of a purchase duringi the 17 day contingency period. In the current market, it is just as important for the PROPERTY to apprai ... more
0 votes Share Flag Tue Apr 1, 2008 Financing in 91001
Infinity Rea…, Real Estate Pro in Saratoga, CA
Infinity Realty Network answered:
I am looking for homes for rent in altadena
i suggest www.housingmaps.com good site for rentals.
0 votes Share Flag Mon Jan 14, 2008 Tech Tips in 91001
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