90745 : Questions & Answers

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Lailamacy, Home Buyer in Ontario, CA
Lailamacy answered:
How does the FHA 203k Loan works? What are the requirements?
In general, an FHA 203k loan allows you to wrap your renovation costs into your mortgage with one loan and one closing. The amount you borrow is a combination of the price of the home a ... more
0 votes Share Flag Wed May 6, 2015 Home Buying in 90745
1012mawn, Home Buyer in Carson, CA
1012mawn asked:
CALVET APPRAISER could provide appraisal due to no comps in this area for the last year Carson CA area, due to litigation with shell oil he recommend CALVET not approve loan. has anyone else had this situation
0 votes Share Flag Fri Jun 13, 2014 Home Buying in 90745
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
How do I take out the names of my parents on the title of the house, if my wife and my name is on the same title too?
You cannot TAKE their names off.

They would have to sign a "quit claim" to remove their names.

Kawain Payne, Realtor
1 vote Share Flag Thu May 2, 2013 Home Buying in 90745
Caney Arnold,  in Harbor City, CA
Caney Arnold answered:
am looking for a lender to finance a house and lot located in CARSON California 90745 .First time homebuyer and have a VA loan eligibility.No dp
You mention that you are a first time homebuyer, and I see that you have a couple of responses from mortgage brokers. If you are looking for a Realtor, please contact me and we can dis ... more
0 votes Share Flag Mon Sep 17, 2012 Home Buying in 90745
Roberto Gosim, Real Estate Pro in SIgnal Hill, CA
Roberto Gosim answered:
i am an immigrant in usa and just starting to build my credit. my husband has a poor credit. will we have the chance to buy a house? what are the req?
Hello Ignacio!
All these advise are right on.
I believe it's better for you to go direct to the bank
that you have right now and either talk to their financial advisor or lender.
Si ... more
0 votes Share Flag Tue Jun 12, 2012 Credit Score in 90745
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
Hello Monica,

Excellent response below from "Home Inspector" for a detailed description of the 203k loan program.

Here's an overview:

The FHA 203k Program allows ... more
0 votes Share Flag Wed Sep 21, 2011 Home Buying in 90745
Caroline Choi, Real Estate Pro in Los Angeles, CA
Caroline Choi answered:
I need a lender to finance a house I want to buy.I dont have a downpayment but I have a permanent job.Also I have a VA loan eligibility
It sounds to me like a VA loan might be a great way to go for you. You might also want to talk to a lender and figure out if you qualify for a CalHFA loan. Two good options for buyers ... more
0 votes Share Flag Mon Aug 29, 2011 Financing in 90745
Herb Vinegar, Real Estate Pro in Fullerton, CA
Herb Vinegar answered:
Where can I find a lender to finance my first time home?Not enough credit history FICO score below 600 but I have a VA loan eligibility.No D/P
You have options, I have a lender that may be able to help you with some low down options. Herb
0 votes Share Flag Sun Jun 5, 2011 Financing in 90745
Christy, Other/Just Looking in 85251
Christy answered:
We make around 75000 per year do you think we can afford a house in south bay.
Of course, stay north of del amo and you will be fine
0 votes Share Flag Mon Apr 18, 2011 Financing in 90745
.,  in 92705
. answered:
is it a nice area or is is it a run down area?
South Carson is one of the more desirable areas in the 90745 zip code judging from buyer demand and sale prices . I should also mention I grew up near and graduated from Carson High Sco ... more
1 vote Share Flag Wed Mar 24, 2010 In My Neighborhood in 90745
Mary Daniels, Real Estate Pro in ,
Mary Daniels answered:
iam looking for a home in carson or lakewood surounding areas for 200,000 or less
I am Broker in Carson, 90746. House in that price range almost impossible, however, 2-3 bedroom townhouse with attached garage could happen. I know of 2 bedroom, 2.5 bath for 110,000 ... more
0 votes Share Flag Thu Jul 30, 2009 Home Buying in 90745
,  in
Question on closing costs- What is the usual closing cost amount.
Technically you can use the $8,000 federal tax credit for closing costs, but in reality there are no agencies providing a bridge loan for this. You don't get this $8,000 until you clos ... more
0 votes Share Flag Wed Jul 22, 2009 Home Buying in 90745
Ben Nicolas, Real Estate Pro in Los Angeles, CA
Ben Nicolas answered:
I am looking for a PUD or a single family home in Carson or San-pedro preferably . My budget is $380,000
check out this page for all the current inventory in carson,ca too

I live in Harbor City and my office is in Long Beach so I can show property in Carson very easily

M. Ben Nic ... more
0 votes Share Flag Sat Jul 4, 2009 Home Buying in 90745
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