Well Bill, who says: Brian, please use the link below before choosing a lender. It's important to know what others have dealt with when doing a mortgage. Not all responses relate to the office you will be dealing with but it's still good to know what you might be getting into.
Web Reference: http://www.complaintsboard.com/'
Seems to have forgotten to put his company information in his profile so one can check him out. That sort of makes you a little chicken s##t to post a link to check out others without having any of your own info scrutinized. What exactly are you hiding?... more
If your duplex sits on one lot, then it's considered one property. Therefore, you own half of the lot. The only way you can get equity out is to have the other parties agree to quit claim the title to you, you refinance it, take equity out of it and then stick them back on (if you have to) or buy them out of their equity.
Financing is not done on the structure itself (unless it's a condo), it's done on the property that it sits on. It's like a house sitting on a lot with an attached garage. You can't sell the garage without the house. It's all or nothing.... more
Hello Sandra. Legally you can not remove items from the home if they are considered fixtures. Now you mention that you are going to replace them, legally the property is yours until the bank takes it back, so if you wanted to replace them its up to you.
But I agree with the previous entry, you should at least try to short sale the property or work something out with the bank. If you have any questions please let me know.
Humberto I gave you statistical info., but not a clear answer to your question. In my opinion and experience, YES Wilmington, like many other cities & communities, is in the middle of a declining market. But realistically, when you look at a 10 or 20yr timeline, you can see values are just going back to normal or where they would have been anyway if values had not skyrocketed back in 2004-05... more