90631 : Questions & Answers

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Noelle, Home Buyer in California
Noelle answered:
Steering or not?!
Thanks to you both. It does clear things up and yes it's a pain in the butt. I'd be happy to provide all the docs to the sellers lender to see the details of how I am prequali ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in 90631
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Must sales tax be paid when purchasing a used mobile home in Orange County , CA, which will be used as ones primary residence?
LOL!! Ron, when will you ever get it? Or are you just jabbing me? Mobile Homes were manufactured before June 15, 1976. Since then they've been HUD Manufactured Homes. They haven't been ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in 90631
Morcos Azer, Real Estate Pro in 90650
Morcos Azer answered:
If there is an existing loan on the mobile home, does the buyer have to bring in funds to payoff the loan before close of escrow?
Buyer can assume the loan if assumable. Also buyer can buy subject to loan if seller agrees to stay on the note. Also buyer can buy with AITD. All depends on circumstances and agreement ... more
2 votes Share Flag Thu Nov 1, 2012 Home Buying in 90631
Morcos Azer, Real Estate Pro in 90650
Morcos Azer answered:
are there loans available for refi when the amount on the loan exceed the home value?
I would like to know if were you able to refi? If yes, please give the contact info for the lender, because a lot of my clients can utilize the same.
Thank you
4 votes Share Flag Sat Sep 29, 2012 Financing in 90631
Brian Head,  in Orange County, CA
Brian Head answered:
my escrow got dealyed as the sellers had not finished the house who has to bear the consequences
The party that bares the consequence is the party that delayed the closing. In this case, it's the Seller holding up the transaction. Either Party can issue a "Notice to perform" and, i ... more
0 votes Share Flag Fri May 4, 2012 Home Buying in 90631
Alma Kee, Real Estate Pro in Tampa, FL
Alma Kee answered:
we made an offer on a house 2 months ago n we were about to close last week but then our agent tells us that the bank want to put it back in action?
Dear Yesenia,

1) Is the house a pre-foreclosure Short Sale?

2) Did the bank already foreclose and owns it?

All the best,
0 votes Share Flag Mon Dec 20, 2010 Home Buying in 90631
Carlos Barron, Real Estate Pro in La Habra, CA
Carlos Barron answered:
when buying a mobilehome does it too go into escrow like if you where buying a real house?
I highly suggest having a neutral third party such as an escrow company, title company or attorney handle the transaction and all monies of the sale. With a well written and clear contr ... more
0 votes Share Flag Wed Jan 6, 2010 Home Buying in 90631
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