90501 : Questions & Answers

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Dorene Slavi…, Real Estate Pro in Torrance, CA
Dorene Slavitz answered:
My wife have excellent credit but has three (3) late pays can this stop us from getting a mortgage?
I don't think so, although it might effect your overall credit rating. My loan officer would also look at Income and Debts when looking at loans for you.
0 votes Share Flag Sun Aug 23, 2015 Home Buying in 90501
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Relocating to LA from NJ
If you would like I can provide a list of rentals for you in that area. Click on my picture and send me your email and phone number.
0 votes Share Flag Thu Aug 6, 2015 Rental Basics in 90501
Natalia Smol…, Home Buyer in Clinton, NJ
Natalia Smoleeva answered:
I'm the seller, how can I cancel shortsale agreement with my realtor who is stressing me of after signing a contract?
0 votes Share Flag Sun Jul 26, 2015 Home Buying in 90501
Tony Warfield, Real Estate Pro in Torrance, CA
Tony Warfield answered:
I interesting in the apartment
If you would like to give more details in what you are interested in, such as an address? Someone may be able to help you.

0 votes Share Flag Sat Jan 11, 2014 Rentals in 90501
Michael Magaw, Real Estate Pro in 90505
Michael Magaw answered:
There are numerous apartments on Anza, between Torrance Blvd & Del Amo. Drive down the street and write down the phone numbers you see on the signs in front. The 2 bedroom apartments ... more
0 votes Share Flag Mon Nov 25, 2013 For Rent in 90501
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Im buying a mobile home w/ CASH.It was listed for 10 months.Its a 45 day escrow.We signed but when does the 45 days start & can it be less then 45?
Personally, I would pull out of this deal as fast as you can. With no escrow you have no way of knowing if there are any liens on the MH. Additionally, how old is it? If it was built be ... more
0 votes Share Flag Sun Sep 8, 2013 Home Buying in 90501
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
What is LGS Report? Tax Related?
This is a natural hazard report and is required for most transactions.
0 votes Share Flag Wed May 1, 2013 Home Buying in 90501
Stephanie Ha…, Real Estate Pro in Torrance, CA
Stephanie Hart answered:
Can a seller back out short sale the day before closng? Lnder apprvd seller wanted verbage changed & lender wouldnt chng standard contract, w/o
In CA we have short sale addendum's that state any fees paid up front by the buyer will be their own responsibility. Each state has different verbiage. All short sales involve risks. Th ... more
0 votes Share Flag Thu Jun 28, 2012 Home Buying in 90501
Eric Baskett, Real Estate Pro in 90249
Eric Baskett answered:
I filed backruptcy with my house included. Will a short sale pentalized me, by the IRS with a 1099c? Can this help my credit score now?
If you included the house in the bankruptcy that should wipe out the tax as well, you should talk to your attorney about that. The only reason to do a short sale after bankruptcy is to ... more
0 votes Share Flag Tue Nov 15, 2011 Home Selling in 90501
Sheyenne Sch…, Real Estate Pro in Torrance, CA
Sheyenne Schultz answered:
how to I access crime logs?
Casey Go to www.homefacts.com and punch in your home address and city and up will pop up all the sex offenders in your city and the approximate distance they are from you and the c ... more
0 votes Share Flag Sat Aug 20, 2011 Crime & Safety in 90501
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
Can someone explain to me the difference between the rate and apr?

Simply put, APR is the "price per pound" of the money. When you go into a grocery store and you see the 32oz. box at one price, and the 24oz. box at another, you hav ... more
0 votes Share Flag Thu May 26, 2011 Financing in 90501
Bart, Home Buyer in 94538
Bart answered:
Closing cost and Lender fees?
My question is for information purposes. I have never purchased a property using a conventional loan. Conventional loans seem to be cheaper than FHA loans, because of the upfront mortga ... more
0 votes Share Flag Sat Dec 11, 2010 Financing in 90501
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
How long can a Real-Estate Agent be held accountable?
Bart, thank you for clarifying this question.

The contract has to state a section 1 clearance is to be provided in order for the title company to know this and for you to be able ... more
0 votes Share Flag Thu Nov 18, 2010 Home Buying in 90501
Christy Schw…,  in Sarasota, FL
Christy Schwartz answered:
Can I refinance now even thou I’m will be late this month’s also?
Please give me a call!! We will be able to get you done in 3-4 weeks. If you have paid the mortgage on the 30th day for the last 2 months you will be fine because it is considered what ... more
0 votes Share Flag Wed Oct 13, 2010 Financing in 90501
Shel-lee Dav…, Real Estate Pro in 90274
Shel-lee Davis - BRE #01817412 answered:
FHA Cash out Refinance loan; can someone tell me what are the fees I would have to pay and about how much(Ballpark)?

There are many direct lenders doing these loans at par (i.e. no points). You will have to pay for the appraisal, lender's title insurance, escrow, and some lender fees. ... more
0 votes Share Flag Mon Aug 30, 2010 Financing in 90501
Ramin Lavi,  in Los Angeles, CA
Ramin Lavi answered:
Can a seller back out of a short sale agreement after accepting our offer?
Brokers should have a copy of the short sale addendum in all offers executed before a contract can be submitted to the lender. Although the lender does not request this item for short ... more
0 votes Share Flag Wed Mar 31, 2010 Home Buying in 90501
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