This is a difficult question to answer as the possibilities can be many.
I would need a few answers to additional questions to be able to recommend the best options.
Are you still in amiable relationship with your ex-husband? If so, have you mentioned that he should explore his options as well as your concerns? If he wants to stay in the home he may have an option to modify the loan, and if that were a possibility you could possibly be removed from the loan, in that scenario he could stay in the home which might solve the problems and keep everyone very happy.
IF he doesn't want to stay, maybe you could move in and modify the loan and stay, if neither of those scenarios are of interest then the next thing to review would be a short sale, there are many consideration in completing a short sale and you truly need to research any tax or legal consequences that may be applicable. The Arizona Association of Realtors created a great document which is a seller short sale advisory and has links to many of the important factors, I would be happy to provide one for you if you wish, of course a CPA and Lawyer can be of great assistance regarding those two categories.
If a short sale is a good option then the first one to consider would be a HAFA program which can allow for relocation assistance to the occupant, maybe that is what would help your husband to consider addressing the problem.
Worst case; I have seen where a husband was awarded a home, the wife is still listed as a party to the loan, she was able to repair her credit within a reasonable time frame with much effort, documentation and consultation with the appropriate parties.... more
Zip 85086 also includes Desert Hills which is east and south of Anthem and north of Carefree Highway -
you need to check what the zoning is for the lot you are interested in - You definitely cannot put a manufactured home in Anthem... more
Unfortunately, the seller of this property has already accepted an offer from another buyer. The listed price at time of acceptance was $174,900 and the offer was accepted on January 2, 2009.
Are you tired of looking at old, outdated information? Want to be among the first to know about all the homes for sale that match your exact needs? If so, you'll be best served by allowing a Buyer's Agent to assist you, and I am a Buyer's Agent.