78745 : Questions & Answers

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Carrie Hiner, Real Estate Pro in Austin, TX
Carrie Hiner answered:
Curious to know the average cost per square foot to build on your own lot in South Austin in 2014.
Hi Fletch,

This is a really hard question to answer objectively without knowing the size, quality and upgrades you are looking for. Building on your own lot is more expensive than ... more
0 votes Share Flag Wed Aug 20, 2014 Home Buying in 78745
Teresa Stamp…, Real Estate Pro in Lago Vista, TX
Teresa Stamper answered:
Anyone have a fix on Austin market trends? Buy now or wait a year?
Austin is named one of the fastest growing cities in 2013 and 2014 is off to a good start.

I just posted a blog about the Austin market http://teresastamper.com/hot-austin-housing-ma ... more
0 votes Share Flag Tue Feb 25, 2014 Home Buying in 78745
Christi Bayl…, Real Estate Pro in Pflugerville, TX
Christi Baylor answered:
is it bad if an apartment building is being built right in front of the house?
Short answer is yes. Especially if it's visible from the backyard or main windows in the home.
0 votes Share Flag Fri Feb 21, 2014 Home Buying in 78745
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
My credit score is 615 am i still able to buy a home? My lease is around $1000.00 per month and have never been late
There are a select few lenders willing to go down to a 600 score sometimes lower. I would recommend The Lenders Network they have helped several of my clients with lower scores get appr ... more
0 votes Share Flag Wed Aug 21, 2013 Home Buying in 78745
Legitfinaid01, Home Buyer in San Antonio, TX
Legitfinaid01 answered:
I want to purchase a home and my credit score is low 500's. Where can I go to get financed? I have a good job and make good money.
I am a private lender and investor, Do you need a honest, quick, legit and reputable loan?? I can help you, we offers business and individual loan for more details contact me at legitfi ... more
0 votes Share Flag Tue Aug 6, 2013 Financing in 78745
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
I'm looking to obtain a USDA loan. My fico score is under 620. I do have a bankruptcy dated more then 3 years ago. Can I get a loan in?
USDA loans will not be a possibility unless you are at least at a 620 and probably a 640. If you can come up with 3.5% down. I tell my clients that are having difficulty getting approve ... more
1 vote Share Flag Thu Jun 13, 2013 Home Buying in 78745
Lara Pavanel…, Real Estate Pro in Austin, TX
Lara Pavanelli answered:
i have a 631 credit score but have a bnkrptcy in oct 2010. Do I have a chance at a mortgage? 27 years same job. Down payment???
I have the best lender for you to work with! He has all sorts of programs available.
Just call or email me and I will forward info to you.
Warm regards, larapavanelli.realtor@gmail.co ... more
0 votes Share Flag Wed Apr 3, 2013 Financing in 78745
JOSEPH E JAR…, Real Estate Pro in Austin, TX
JOSEPH E JARUSINSKY JR answered:
Hello I wanted to know if it was possible for me and my husband to get finance for a home loan with a credit score of 550 (myself) and 575 (husband)?
First, it would DEFINITELY be better to purchase a home if you can then rent. Basically right now you're throwing away $1200 per month toward someone else's mortgage and helpi ... more
0 votes Share Flag Fri Nov 30, 2012 Financing in 78745
Ronald Culli…, Real Estate Pro in Austin, TX
Ronald Cullinan answered:
i have a fisco score over 620 and cant find help getting a USDA home loan
Find a good Realtor to help you there in Florida. Any good Realtor always has several reputable lenders from which to choose and then you're on the way. Some lenders won't deal with U ... more
0 votes Share Flag Tue Oct 9, 2012 Home Ownership in 78745
John Broussa…, Real Estate Pro in Houston, TX
John Broussard answered:
condo refinance
Is it a non warrantable condo? We can finance warrantable and non warrantable. If you still have not located financing give me a call.


John Broussard
Newbridge Home Loans
Account ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in 78745
Parkians, Home Owner in
Parkians answered:
Looking for honest build on your lot builders in Austin @ $70 sq.ft. Is that realistic these days?
Hi Fletch,

I'm curious as to what you were able to find out...my husband and I were just looking at our homeowner's insurance and wondering if we'd have enough coverage to build a ne ... more
0 votes Share Flag Tue Jul 3, 2012 General Area in 78745
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
Does per diem charge for closing late normally include the weekends in California?
Hi Grant,

You need to read the verbiage in your contract. If it says 'per day' that would include the weekends. If it says 'per business day', it would not include weekends. What ... more
0 votes Share Flag Tue May 8, 2012 Home Buying in 78745
Tim Sweeney, Real Estate Pro in Austin, TX
Tim Sweeney answered:
My husband and I are wanting to get our first home. However the credit is in the 500's is it possible for us to get financed for a home that is
There are owner-financed properties and motivated sellers out there if you are willing roll up your sleeves and get to work on structuring an offer that will work, I have done many tran ... more
0 votes Share Flag Tue May 1, 2012 Financing in 78745
Betina Forem…, Real Estate Pro in Austin, TX
Betina Foreman answered:
I'm selling my home and at closing my agent request i bring my spouse to sign. The house is in my name only..before we were married. Why is this?
Dear Dmille2,
Everyone has mentioned the community property aspect, another one is the Homestead Exemption. Even though the property was purchased in your name, your Homestead tax exem ... more
0 votes Share Flag Fri Oct 8, 2010 Home Selling in 78745
Steven Nusin…, Real Estate Pro in Austin, TX
Steven Nusinow answered:
I am closing on the 17th of Sept and my mortgage is due on the 1st of the month. The grace period is thru the 15th. Do i have to pay my mortgage?
I would make the payment....why take a penalty. If you bump up the close date....that is a different story
0 votes Share Flag Thu Sep 9, 2010 Home Selling in 78745
Kevin, Real Estate Pro in Austin, TX
Kevin answered:
If a house is situated with the backyard facing an apartment complex and it's been on the market for 180
A lot depends on the price. Stassney and Emerald Forest is a very busy intersection which also would be a consideration. If you woul like assistance that fits your needs I work that ar ... more
0 votes Share Flag Thu Sep 9, 2010 Home Buying in 78745
Kevin, Real Estate Pro in Austin, TX
Kevin answered:
I received an email that might not have been meant for me..an agent emailed my agent (same office) that he
When buying or selling do yourself a favor and hire a thrid party inspector of your choosing. Agents are not licensed inspectors and should not speculate to what needs to be repaired o ... more
0 votes Share Flag Mon Dec 3, 2007 Home Selling in 78745
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