F-1 Visa holders have limited employment opportunities by nature of their immigration status. The longest an F-1 visa holder can be employed under the best conditions is 29 months. Most lenders will require at least 3 years continuance and more stable employment than what an F-1 status allows. I have never seen a lender other than hard money that would touch an F-1 Visa.
Selling Austin/Joe C., with $50,000-$70,000 down on a home worth $130,000 or less, there are always lenders/investors available if you're purchasing within the continental United States and the property appraises. With all due respect (as my father was also in the USAF and you are a fellow K.W. agent), I know you've only been a realtor for a few months, but after some time and experience, you will also find many lenders for many different situations. Joe... more