The seller could accept your offer it does take approx. 30 days - or + close on a home. Keep in mind that upon your closing you could have approx. 30 - 45 days prior to making your 1st mortgage payment.
I am a Dallas realtor and Dallas loan officer in some instances we rebate up to 50% of our commissions which could offset some of your expenses. We do place all of your terms in writing.
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