I happen to know of a home that is not yet on the market that will be available to rent very soon (April).
Owner may or may not want to sell eventually. Nice home has been updated. Give me a call if you are interested.
William Davis Realty
I would be glad to send you all of the properties that meet the criteria you are looking for, please contact me by phone or e-mail and I will be glad to set something up!
BUYING A HOME (The process start with the Banker not the Realtor)
Start the process right 1st by talking to a Licensed Mortgage Professional to determine who much home you can afford and whether you are credit wordy and is there an ability to repay the loan.
The Mortgage Professional will give you a conditional approval letter to take to the realtor.
Once the realtor has found your home you should get it inspected to determine if it’s structurally safe (have the realtor recommend one locally) and be sure to ask your realtor to negotiate a home warranty paid by the seller.
Now is the time to determine and negotiate you rate and terms with the Loan Officer who is responsible to order an appraisal that you will be responsible to pay for prior to the arrival of the appraiser.
You’re Mortgage Professional / Loan Officer will be responsible to guide you the rest of the process and should not take more than 30 days.
DURING THIS PERIOD DO NOT TAKE ON ANY ADDITIONAL DEBT UNTIL THE LOAN IS CLOSED AS YOU WILL BE DENIED THE LOAN.
Wherever you're located in this nation, you can trust you're working with a reputable mortgage banker - not a fly-by-night operation. Here's why.
Bank of England is partners with every major investor on Wall Street; allowing us to provide the best rates and terms on all mortgages.
We are approved by the Better Business Bureau and Bank of England /ENG Lending is the only mortgage bank among its competitors that is owned by a FDIC insured bank and did not need government bailout to remain solvent.
Bank of England loan officers don't simply facilitate the loan process; they act as "financial advisors," helping clients assess their finances on a larger scale. Whether you're self-employed and need a low-doc mortgage loan, or you're searching for the best rates on a jumbo home loan, your loan officer is here to find your perfect solution.
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Let ENG's experienced Mortgage Bankers help you find a solution for your financial needs. Call or Email me to get a FREE copy of the top 25 question you must asked your loan officer before you do business with them. Benefit from my 21 years of experience answering the most common mortgage questions.
16800 N. Dallas Pkwy, Suite 290 | Dallas, TX 75248
Office: 972-646-2411 | Cell: 214-418-7022 | Fax: 214-614-4637
Bank of England /dba ENG Lending: NMLS# 418481... more
Andrew is correct that the home you are referencing is no longer available. Since your credit is poor; you may wish to have a "Guarantor" or co-signer for the lease who has a good credit rating in order to increase your chances of a landlord's approval. This means that they would be responsible for the rent payment if you fail to make it.
Prudential Connecticut Realty... more
Hi Sweet D,
Your credit score isn't really factored into what you can afford - it's mainly used as a qualifying factor. Your income, the ratio of your current debt to that income, the amount of your down payment, and the taxes will play the most important factors in determining the total amount you will qualify for. You should sit down with a mortgage professional who will review your finances, run the numbers, and determine what you qualify to borrow.
Additionally, and more importantly, you'll want to run the numbers yourselves and determine what you can confortably afford based on your situation. What a mortgage professional advises you qualify for - might not be what you can actually afford to pay when you factor in all the other expenses of owning a home.
Hope that helps!... more
Its a mixed community with all ethnic groups around.
I think if you go to the US census report you might find out more information that way about the demographics in the area of Mesquite, Garland, Rowlett and Dallas.
Let me know if you need help with anything else.... more
There are numerous homes available in Mesquite (87), and 75149 has a few dozen (46) homes listed for rent.
Of these there are currently are only 14 for under $900, and 12 of these have 3+ bedrooms.
You are going to have some push-back on the credit scores. Scores below 600 generally show an inability or else unwillingness to pay bills. The property manager or owner will examine the credit history carefully to see if any of the dings on your credit relate to paying for house-related charges, such as utility bills, rent or the like. If any evictions are recorded or judgments for back rent appear, it would be unlikely to be accepted into an owner's lease property. The risk would be high.
Good luck with finding what you're looking for.... more
If your credit is bad, you should not borrow money to buy a home. Get your financial house in order before you ask a lender for a mortgage. There are no shortcuts such as credit repair or finding that one mortgage Lender who accepts loans for "500" credit scores!
I'm sorry if I sound rather obnoxious with my advice, but my polite approach doesn't seem to work when I answer these "bad credit" questions here on Trulia. Besides, I've already been down this road. When I blogged and participated in online forums and chats during the BOOM (Craigslist Housing forum, look me up: tcurranmortgage), I held the line on my opinion: buy a home you can afford with a 30 year fixed rate payment. I never wavered from that opinion and I won't waver from this one today.
Take your time to put your finances in order. Learn what a responsible HomeBuyer needs to qualify for and pay for a mortgage loan. Then work on those things---Income, Assets, and Credit---so you can make your dream come true the RIGHT WAY.
NMLS #40140... more
Unfortunately the state of Texas has made "rent to own" very, very difficult and as such, most home owners who are familiar with the laws will not do it.
Have you tried looking for owner financing deals? Otherwise, you may just need to rent while you build your credit, down payment, or whatever is keeping you from buying at this time.
Sorry I couldn't be of more help,
B&B Realty Group
Keller Williams Elite
Another thing you can do is to report the condition of the home to the city. It is illegal to have mold in the home. You need to hold him accountable for what he is doing!
I hope it all work out for you!
JP and Associate
Recommend Google search . Against professional code of ethics for a Realtor make any comment .
Dallas homes for sale Dallas Tx
Contact my office today where I can show you many amazing homes work with your family specifications.
Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
Multimillion Dollar Sales Producer
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Found 25 properties for lease between $650 and $875 with 2 or 3 bedrooms in Garland, Mesquite and Balch Springs. Give me a call and give me some more information and I would be glad to email you a list that fits your needs.
Email email@example.com... more
Rent to Own or Lease Option deals are pretty rare and must be drawn up by an attorney. There are no standard lease-option contracts in Texas. This kind of agreement is fraught with risk and liability and I don't know a REALTOR who will work one of these.
The cleanest way to accomplish what you want is to simply find a house that is available for lease that the owner would consider selling sometimes in the future. You can just ask them if they think they would consider selling at some point in the future. Some never intend to sell, but want to keep the property in their family as an asset. Others are open to it at some point and some may like the idea that you might want to buy it in a year. Go ahead and lease it and after your lease if up or in one or two years, then talk to the landlord about the possibility of buying it and whether he might give you a break on price since you've leased it or whether he might owner-finance it. If it looks like the owner is agreeable, then talk to your REALTOR about the next steps to take.
Bottom line, consider the process as 2 separate transactions. LEASE the house you want to live in for the next year or two. Then enlist the help of a trusted REALTOR to help you buy the same house or to help you find another home to BUY. What generally happens is that after a year or two in a leased home, tenants usually want to have the huge range of choices out there when they are really ready to buy. You can look at different locations, different amenities, school districts, proximity to work and play, etc. Tenants very rarely buy the house they lease.
I hope this answers your question, but if can help you further, please contact me as shown below:
Coldwell Banker APEX REALTORS
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A wonderful 3 bedroom home in Mesquite. This home has
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