Are you building in Baton Rouge? I know the permit office is extremely backed up at the moment. Also, your question seems to be a 2 part one. Regards to financing, I recall needing 2 years of self employment income but maybe I'm mistaken. But yes, the permit office can take a while. Once you break ground, it should start going fast.
Yes, as Daniel and Aimee have already stated there are many homes/condos available for rent and sale in the area that are part of a gated development. To avoid the confusion, just contact a local agent and let them go to work for you!!
Louisiana Lagniappe Realty LLC
Alexandria, LA 71303
There are three new developments coming on-line in the near future in the heart of Baton Rouge. They are built as affordable housing and some of the units are subsidized. You can check with the Elysian on Spanish Town Road or the Corona (the old Olinde's building) or the new townhomes across the street from the Corona, the Belt Line Townhomes. Gulf Coast Housing Partnership is involved in all three. None of these are complete today, but they will be soon. I've lived in the neighborhood for twenty-two years and delight in the revival that is happening between the interstate and 19th Street. I hope this helps. And if you're looking for a great place to live, I have apartments in the area. However, they are offered at fair market value.... more
Their is a map called THE FIRM map that shows different flood areas. Also, if your looking at a particular subdivision, pull up the HOA information and call the president of the HOA if your curious. Contact your real estate professional, they can help you with that information as well. You can also call the Office of Planning and Zoning for EBRP and give them the address... they can tell you. There are numerous avenues to find out if you have to pay flood insurance, what the flood elevation is, and if the property has ever flooded. Things have changed a lot these days, post Katrina... you may run into a situation where the Insurance company tells you that you don't have to pay flood and the mortgage company says you do. I've seen it all. BUT YOU CAN BET THAT IF IT HAS EVER FLOODED YOU WILL HAVE TO PAY FLOOD INSURANCE... If you are looking at buying, you should contact a PROFESSIONAL REALTOR. It is a free service to you. The seller pays commission to the listing agent and the selling agent. The realtor can help you with finding a good mortgage person, the negotiation process, provide comps to make sure you are offering at a good price, the appraisal, inspection, all the way to the closing table. Do keep that in mind as you search for your home. GOOD LUCK. If I can be of any assistance, please call or e-mail.... more