do you want to lease to own in a home while you save money? that way we can help you and you won't need to go through a bank, don't need good credit - you can start recovering and build up to a good score. In the meantime, you are renting but for a home. What type of property would suit your fancy? If you go to our website, I think you may find some answers.... more
No, Im sorry its currently under contract. There is a wide variety of other homes for sale in the area that are similar. Please let me know if I can give you a tour of all your choices. 785-341-7205... more
Just because one "can" do something..... doesn't mean they should.
Sure - you might be able to find some program that can get you into a home with no money down, but I strongly advise against that.
As Dan and Michael have noted, home ownership is way more than just getting to the closing table.
You need to have the discipline to save (and that's what it appears you need to work on) for unforeseen home repairs and basic home maintenance.
In addition, any financial planner worth anything (think Suze Orman) will advise you to have a cushion of at least 3, with 6 being optimum, monthly expenses put away in savings.
You have none of the above.
You are young, and should start off on the right foot..................get into a habit of saving money........build up a reserve and cushion for that down payment and other expenses......and then you will be ready to move forward with a home purchase.
Don't jump in, and then find out you aren't prepared to stay afloat!
Just my advice ...........with my Realtor hat on, not my mommy hat!.
ps While you're busy saving up for that downpayment and financial cushion, do start to educate yourself on the home buying process......so....when the time comes, you will be ready, willing AND able!... more