63125 : Questions & Answers

change location

cancel or

Q&A

17
Dale Weir, Real Estate Pro in Saint Louis, MO
Dale Weir answered:
Do I need to change my name (to my married name) on the title/deed of a property I owned prior to marriage?
Missouri is a marital rights state. That means that if you buy a property and you are single and then later get married, your new spouse automatically has half ownership. while your le ... more
0 votes Share Flag Thu Jul 26, 2012 Home Buying in 63125
Dale Weir, Real Estate Pro in Saint Louis, MO
Dale Weir answered:
I am underwater on my mortgage and decided I would just like the mortgage company foreclose how do I go about it and what about insurance and property
OK, first, the bank may not agree to just foreclose on you. Second, legally, the bank has to follow certain steps in order to foreclose, or it's not legal.

For your reference, ... more
0 votes Share Flag Sat Feb 25, 2012 Foreclosure in 63125
David/Avarel…, Real Estate Pro in San Clemente, CA
David/Avarelle Silver-Westrick answered:
is better to do a short sale,or a deed in lew?
It depends on the state you are in. In California, Short Sales got some added legal protection this year. If the lender agrees to the short sale, they cannot pursue you for a deficien ... more
0 votes Share Flag Sat Oct 15, 2011 Foreclosure in 63125
Dale Weir, Real Estate Pro in Saint Louis, MO
Dale Weir answered:
plan 2 make sept. payment oct14and oct payment on the 29 2 come current will bank send a notice of deflault during that time
OK, NO ONE on this forum can answer that for you. Even if we were working directly with you we couldn't answer that question for you. Each bank is different, each bank has their ow ... more
0 votes Share Flag Mon Oct 3, 2011 Foreclosure in 63125
Judi Monday,…, Real Estate Pro in Green Valley, AZ
Judi Monday, CRS answered:
was late on mortgage payments by 3 months june, july, aug, since has caught up and now left with sept. can bank foreclose on home?
Most lenders will work with you if they see you trying to work with them. In the current market, the last thing they want to deal with is yet another foreclosure. I recommend that you ... more
1 vote Share Flag Mon Oct 3, 2011 Foreclosure in 63125
Lisa Dickers…, Real Estate Pro in 63043
Lisa Dickerson answered:
In addition to my original ? of owning a home with someone else since 92'. Yes, there is only one house, but
If you have not resolved this issue, give me a call or send an email and I will use my resources to direct you to the right people to help you.
0 votes Share Flag Sat Jun 12, 2010 Foreclosure in 63125
Rick Wiedenh…, Real Estate Pro in 32904
Rick Wiedenhoeft answered:
In Missouri, if I am chronically 35 days late with my mortgage payment, but always make the payment, can I be foreclosed on? I keep getting notices.
Wohisme,

The bank cannot foreclose on you unless you are in default. To be there, you need to be 91 days late on your payment. You will not be foreclosed. HOWEVER, the fact that y ... more
1 vote Share Flag Tue Dec 8, 2009 Foreclosure in 63125
Debbie Difon…, Real Estate Pro in 65536
Debbie Difonzo answered:
I recently purchased a home in my contract seller was to supply a 1 yr home warranty protection plan we closed on 10-14 we still have not received
As Michelle mentioned, your Realtor should have the basic information regarding the company for you.

A few things to keep in mind - it's not uncommon for warranty paperwork to t ... more
0 votes Share Flag Sat Oct 24, 2009 Home Buying in 63125
Vernaza, Both Buyer and Seller in New Jersey
Vernaza answered:
does anyone know what the AZ laws are for a mortgage company to foreclose?
It take a little while to a bank to process a foreclousure, depends of how many are in your area. Some times you need to receive three notificatios, before the sheriff arrives, those ... more
0 votes Share Flag Tue Sep 29, 2009 General Area in 63125
Lisa McKnight, Real Estate Pro in Saint Louis County, MO
Lisa McKnight answered:
my husband is on title for our house ( he bought before we married) I own a condo ,my name only is their any
The best thing to do is to check with a Realtor in your area. They are trained specifically in Real Estate in your State. Be sure to give specifics when you contact them. Are you sel ... more
0 votes Share Flag Sun Aug 9, 2009 Foreclosure in 63125
Trisha Lee, Real Estate Pro in Columbia, MO
Trisha Lee answered:
we have made several attempts to talk with our bank and we had no luck , we will be missing our first payment
Valentina -
I agree with all Rachel said and would like to make one other comment. When you talk with everyone, ask for their email address and send a short email after your conversat ... more
0 votes Share Flag Tue Jun 2, 2009 Foreclosure in 63125
Blaison Samu…, Real Estate Pro in Fremont, CA
Blaison Samuel answered:
Okay, here is my ?. I have owned a home with an ex since 92'. Now we each own a 1/4 since our son and my
What do you mean by "he wants to sell his 25% of the house". If I understood then you have only one house and you all are in the title - right? If there's only one house then he cannot ... more
0 votes Share Flag Tue Jun 2, 2009 Foreclosure in 63125
Emily Kibler, Real Estate Pro in 63011
Emily Kibler answered:
If we decide to forclose, how many months late with the mortgage before lender begins forclosure and at what
Different leanders have different rules. A "general" guideline is three months. There may be an alternative to foreclosure...talk with your lender and try to work something else out. So ... more
0 votes Share Flag Fri May 9, 2008 Foreclosure in 63125
Trisha Lee, Real Estate Pro in Columbia, MO
Trisha Lee answered:
What is a deed in lew of forclosure? How many months behind on mortgage before that happens?
Randy & Dale gave you ecellent information below. I strongly urge you (as they did) to make sure the individual offering this option is a reputable party. If you do not understand the ... more
0 votes Share Flag Mon May 5, 2008 Foreclosure in 63125
Dale Weir, Real Estate Pro in Saint Louis, MO
Dale Weir answered:
We are a couple of months behind on our house payments, I lost my job last October and we are living on 1
You need to talk to someone who can help you negotiate with your bank right away. If you don't you stand to lose even more. Call me or email me directly and I'll put you in touch with ... more
0 votes Share Flag Sun May 4, 2008 Foreclosure in 63125
Randy Robins…, Real Estate Pro in Saint Louis, MO
Randy Robinson answered:
How do I know what the true value of a commercial piece of property?
Steve,

I would echo everything that Dale had to say on this subject. Assessed value has virtually nothing to do with actual value. The value of a property is determined by what it ... more
0 votes Share Flag Wed Jan 2, 2008 General Area in 63125
Search Advice

Followers

491
Email me when…

Learn more

Meet the Trulia VIPs
jenn schoemehl, Agent in Saint Louis, MO
jenn schoemehl
Agent
Saint Louis, MO
Tammy Fadler, Broker in Saint Louis, MO
Tammy Fadler
Broker
Saint Louis, MO
Chris and Lisa Grus, Broker in Saint Louis
Chris and Lisa Grus
Broker
Saint Louis
Rhonda Hindes Smallw..., Agent in Saint Louis, MO
Rhonda Hindes Smallw...
Agent
Saint Louis, MO
Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer