There are many ways to come about home ownership, explore them all. One possible option for you is seller financing, though they often want a big downpayment, but if you find the right "properly motivated" seller, you never know. Best of luck...... more
Sue even though i am not in Galena, here in NH once you venture to teh suburban or rural area most homes are heated very similar by wood. Most home sdo have a central heating system whoch most use as a back up and even though they keep their stoves stoked all winter. You should note some forms of mortgages will not gove a mortgage unless there is a central heating source that does come on automatically whether oil, gas or even electric baseboard. Check with your loan officer as well for what their criteria is... more
Now I have more info...Ask your agent for a BRUTAL evaluation on the situtation. Does any showing feed back come back with a problem you can change? ie. Paint color,carpet etc. If so change it. But remember there's nothing wrong with a house that price won't fix-- If You need it sold, reduce the price.