A licensed Realtor can help access your situation for you, but perhaps talking to a mortgage broker may help you understand your financial situation and help you determine the best path for you to follow. You would hate to fall in love with a home and find out that you are not able to qualify for a loan . Home ownership has its rewards as well as potential overhead that you may not be ready to handle. A realtor can help set you up on reports that will show you what is available in your price range, as you get qualified by a mortgage broker, and then you can begin the process of finding your dream home.
It is an exciting adventure to find a new home, but proceed cautiously so you do not get in over your head! You may find it is better to continue saving for another year or so before you take the plunge and enter more debt.
I would be happy to help you any time. Feel free to contact me (#630-607-0705). Happy hunting!... more