"Vision without action is a daydream. Action without vision is a nightmare."
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If you have decent credit, most ANYTHING is possible. The first thing you do BEFORE you start to seriously look or offer is to find a LOCAL lender who is certified to offer either FHA or the USDA "Rural Development" loan [yes, it covers it towns too!]. Once you know that a program will loan to you, you need to contact a REALTOR who understands these programs. I can assure you that between the motivated Seller, the bank who can not find enough Buyers to loan to and the government "give away" programs [such as the $8,000 1st time mome buyer], I could put you in a home with ALL expenses paid [including appraisal, inspection, fees and even your first years house insurance] and you would end up WITH MORE CASH IN YOUR POCKET THAN YOU STARTED WITH! This is FACT and not fiction. You are welcome to call me and I can explain HOW.
James S. Bangs
Freeport, Illinois Realtor for 40 years with over $100,000,000 in lifetime sales... more