Home Buying in 60402 : Questions & Answers

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Ben Rivera, Real Estate Pro in 60402
Ben Rivera answered:
i have been charged 3hundred dollasmarketing fees to close on house what are eting fees
Was this a closing by Hubzu? Some companies charge fees like this. Similar to when agents subtract a portion of their commission. You can counter offer the fee or contract the client to ... more
0 votes Share Flag Mon Feb 23, 2015 Home Buying in 60402
14hrosas, Real Estate Pro in 60629
14hrosas answered:
Are there any lenders in the Chicagoland area that are able to do financing on a 2unit Owner occupied with 5 to 10% down? Score is 760
Hilda Rosas/Real Estate Managing Broker

Want to buy a property now? you can take advantage of the Welcome Home Illinois program, and receive up to $7,500 for down payment and closing ... more
0 votes Share Flag Sat Jul 19, 2014 Home Buying in 60402
14hrosas, Real Estate Pro in 60629
14hrosas answered:
We would like to buy a house I have ssn but I'm not currently working, my husband is, but he only has ITIN number, is possible with ITIN??
Hilda Rosas/Real Estate Managing Broker

yes, it is possible to buy a house with an ITIN number in Illinois. There is an excellent conventional loan for ITIN numbers. Call me for more ... more
0 votes Share Flag Sat Jul 19, 2014 Home Buying in 60402
ALEX ROMO- H…, Real Estate Pro in Chicago, IL
ALEX ROMO- Home Loan Expert answered:
with more peolpe singning the mortgage will this lower the down payment
Absolutely not. This has nothing to do with it. The type of programs you're being qualified for does.
FHA requires 3.5% down and can be gifted from family.
There are others that req ... more
0 votes Share Flag Fri Sep 20, 2013 Home Buying in 60402
ALEX ROMO- H…, Real Estate Pro in Chicago, IL
ALEX ROMO- Home Loan Expert answered:
My agent negoiated a sale that fell through. She did not collect earnest money and the buyer broke contract.
A contract is executed when earnest money is collected.

For any financing questions, feel free to contact me.

Alexander Romo
Senior Vice President Mortgage Lending
The Feder ... more
1 vote Share Flag Fri Sep 20, 2013 Home Buying in 60402
saeedjadoon6…, Home Buyer in Berwyn, IL
saeedjadoon687 answered:
closeing costs and cash to close are two separate things?
$104k what does it means in australia?
0 votes Share Flag Sat Feb 23, 2013 Home Buying in 60402
Bubbles, Home Buyer in Berwyn, IL
Bubbles asked:
lowering mortgage payments if bank denies modification wont extending the years on your mortgage to 40 yrs then 30 help? or how low can a bank lower the interest rate on your mortgage?i wonder do banks really want…
0 votes Share Flag Thu Aug 2, 2012 Foreclosure in 60402
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
wont lowering interest rate down to 2% help to make mortgage payment?
Two years and counting, but I don’t see that you have ever actually listed your home for sale,

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a T ... more
0 votes Share Flag Mon Jul 2, 2012 Foreclosure in 60402
John Potter, Real Estate Pro in Cook County, IL
John Potter answered:
can't afford house.
The owner decides short sale yet the bank must approve and may not. A bank forecloses and they decide to sue the owner for non payment of mortgage. The owner decided not to pay mortga ... more
0 votes Share Flag Mon Feb 20, 2012 Foreclosure in 60402
Dino, Home Buyer in Berwyn, IL
Dino answered:
I have responded to many of the realtors asking to be contacted about homes I've seen on Trulia, not once has anyone contacted me. Why is this?
hey rocky, i have had the same issues with realtors. everyone says it is a tough economy yet the reattors seem to have given up. i have had numerous emails with realtors about buying pr ... more
0 votes Share Flag Sun Feb 12, 2012 Home Buying in 60402
Christine Mo…, Real Estate Pro in Oak Brook, IL
Christine Moscinski answered:
what is the better loan for a first time buyer?
FHA

You may by:
1) You can get a gift downpayment from family to cover the required 3.5%.
2) Seller can contribute up to 6% to your downpayment
3) Nehemiah downpayment, no-repa ... more
0 votes Share Flag Sat Feb 28, 2009 Home Buying in 60402
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