Unfortunately scammers have found rentals to be a land of opportunity. To notify Trulia, go to the listing in question, click on the MORE tab, then FLAG. You can also contact Trulia Customer Service directly rather than leave a post on this forum.... more
The basic requirement to be considered a "first time home buyer" is you cannot have owned a home in the last 3 years. Typically the only time this really matters is if you're trying to qualify for a down payment assistance program. If you're just looking to qualify for an FHA, VA or USDA mortgage, it doesn't matter at all.
The good news is Dickinson, ND is an area that is eligible for the no money down USDA mortgage.
One of the best things about the USDA program is the monthly mortgage insurance is substantially cheaper than FHA or conventional options.
For example: On an FHA loan of $150,000, the MMI (monthly mortgage insurance) would add $168.75 to your monthly payment but on a USDA mortgage it would only add $62.50!
The other nice thing is USDA will actually allow you to roll in your closing costs as long as the appraised value supports it.
Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.
Please feel free to contact me for more information or help.
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Any auction company will help you with this, but anticipate getting next to nothing for the personal effects. And the auction company will take a percentage of the sale, plus their fee, and that includes a percentage on the house price. This means that the purchase money paid by the buyer of the house will probably go directly to the auctioneer.... more
The best way to sell a house is to list it with a REALTOR. They'll put your property in the MLS so other REALTORS can see your property. Listing your home in the MLS also places your property on a lot of websites, such as Trulia. They'll also be able to hold open houses, print flyers, and advertise your property. Most importantly, they'll advise you on a good listing price by doing a comparative market analysis of your property. Contact a local REALTOR in your area and see what services they can offer you.... more