49506 : Questions & Answers

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Janet Romano…, Real Estate Pro in East Grand Rapids, MI
Janet Romanowski, Realtor answered:
does this house have a main floor laundry?
I would be happy to find out but I am not sure what home you are referring to? I don't see a link or an address in your question. Let me know and I can find out. Thanks Janet
0 votes Share Flag Wed Jun 10, 2015 Home Buying in 49506
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
Need to refiance my Fannie Mae owned mortgage that I have since before 2009. Need to do the HARP program. Need a bank to manually underwrite.
Good morning,
So from what I gather, Fannie Mae's website indicates you are eligible for HARP, however then the lender runs it through DU (Fannies underwriting system) it does not indi ... more
0 votes Share Flag Fri Jun 14, 2013 Financing in 49506
kcjtz, Home Owner in Orlando, FL
kcjtz answered:
I am trying to do a HARP mortgage but I need a manual underwrite. Who does them?
It is owned by Fannie Mae
0 votes Share Flag Fri May 3, 2013 Financing in 49506
Joe Sirard, Real Estate Pro in Grand Rapids, MI
Joe Sirard answered:
I am married ( 5 years) the mortgage is in just my husband's name I'd like to get the loan in just my name. How can I do that?
You can get a new mortgage in just your name as long as you can qualify on just your income. I can recommend a loan officer who can help. If you are interested you can email me direct ... more
0 votes Share Flag Mon Jan 7, 2013 Home Buying in 49506
Haig Istambo…, Real Estate Pro in Madison Heights, MI
Haig Istamboulian answered:
buying a house on a FHA 203 loan, will low railings and outdated outlets cause a problem?

FHA inspectors have to follow guidelines and everything MUST be up to code, or else it is going to be written up on their report. Also you mentioned that YOU, or some of your ... more
0 votes Share Flag Thu May 24, 2012 Home Buying in 49506
Jim McDonald…,  in Grand Rapids, MI
Jim McDonald NMLS# 156546 answered:
Hi, my wife and I recently moved to Grand Rapids. Our 1 year lease is up October 1. Land contract is the way we want to go. Need Help with search.
I would strongly recommend using a realtor with a land contract, your realtor should not cost you any money out of pocket and is obligated to represent your interest in the matte ... more
0 votes Share Flag Mon Oct 11, 2010 Home Buying in 49506
Gary Bottoml…,  in 49601
Gary Bottomley answered:
I have a 4 bed (2 up, 2 ground) 3 bath (one full on each floor) home. Thinking about taking over up bath to make master suite. Home value affect?
Good additional input. You might also consider suggesting bringing a home inspector along for a quick evaluation of the more technical conditions of the house to factor into ... more
0 votes Share Flag Fri Nov 20, 2009 Remodel & Renovate in 49506
Dennis Kelle…,  in Grand Rapids, MI
Dennis Kellermeier answered:
how much did 1939 hall st, east grand rapids, michigan sell for and when?
I sold this house to my client from Indiana. The selling price was $195,000 and the transaction closed on Tuesday, November 3.
0 votes Share Flag Mon Nov 16, 2009 Home Buying in 49506
Kellen Gracey,  in 33304
Kellen Gracey answered:
Are there any lenders that still do manual underwriting? We would like to buy but have no credit
You can do a no-score loan with the USDA if the property you are looking to purchase is in what's considered a "rural area".

There are manual underwriting programs through FHA availa ... more
0 votes Share Flag Wed Jun 3, 2009 Financing in 49506
smith3gary, Real Estate Pro in White Lake, MI
smith3gary answered:
I am intersted in a home that my agent says is pending the banks approval of a short sale.

Your buyer's agent would be the correct person to ask these questions. I suggest you take the information provided in the previous answers and formulate some questions for ... more
0 votes Share Flag Fri Dec 5, 2008 Home Buying in 49506
Chad Brown, Real Estate Pro in Traverse City, MI
Chad Brown answered:
When's the best time to put our house on the market?
I could not agree more with Larry and Sheila's answer that there is no better time than the present. Their point of making sure the pricing is accurate and the home is staged properly ... more
0 votes Share Flag Mon Oct 13, 2008 Home Selling in 49506
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