Dale, Florida is a large state with areas with different characteristics, and price points. Have you visited our state? What do you enjoy? Are you golfers, love the beach? Do you want an area that rarely sees freezing temperatures or would you occasionally like a light snowfall? Do you want to live on the water, lake canal, river, gulf, ocean, the choice is yours. Price points too are all over the board. If you would call this Florida native, I would be happy to chat with you to help you decide where you may want to look.
RE/MAX Realty Group
Fort Myers, FL
It's all about what you make at the end of the day verified through tax returns - the past 2 years. So unfortunately since a lot of self employed borrowers try to minimize their tax liability, it winds up hurting them when they apply for a loan. Because these days lenders are only concerned with the bottom line of what you make after all deductions. Sorry it's probably not the answer you wanted to hear, but its a sign of the times and a result of long time abuses in the industry... more
Bob is correct, you can put the loan just in your name and still have your husband on title and deed as long as you meet minimum guideline requirements. Take a look at HUD.gov to learn more about the process and good luck!
E Mortgage Management
800.793.9633 ext. 156
I live on a street off of church street. I havent had a problem. Very quiet neighborhood. Most u get is the kids walking by, laughing and joking. But nothing to worry about. We watch out for our neighbors around here.... more