48125 : Questions & Answers

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John Burke, Real Estate Pro in Austin, TX
John Burke answered:
If you had property foreclosed upon in the past 5 years, can you qualify for a mortgage loan?
Hi G,

It depends.

How long ago was the foreclosure and what type of loan was it?

Fannie Mae requires 7 years so that's not an option.

VA only requires a 2 year wait.

FHA ... more
1 vote Share Flag Thu Feb 26, 2015 Foreclosure in 48125
Ryan Rivera, Real Estate Pro in Urbandale, IA
Ryan Rivera answered:
Due to circumstances out of my control, I'm losing my home of 20 years. I owe 103K. I've been told that I have a 6 month redemption period after the
It would be necessary for you to pay the full amount owed.
0 votes Share Flag Thu Feb 26, 2015 Foreclosure in 48125
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
A realtor just called me wanting to discuss options I have regarding the auction of my home which is scheduled in 2 days with an opening bid of 60K
What sort of auction? Foreclosure auction? Private auction? Online auction? They all advertise the upcoming auction so it's not hard to find. Online auctions advertise the opening bid a ... more
0 votes Share Flag Wed Feb 25, 2015 Foreclosure in 48125
Jeffrey Parks, Real Estate Pro in 48438
Jeffrey Parks answered:
If the homeowner waives the right of redemption, does the home go right to foreclosure?
Short answer is yes. However, the instrument or document would be a "Deed in Lieu of foreclosure"
whereby the Homeowner would sign the property back to the mortgagee and have no furth ... more
0 votes Share Flag Mon Feb 23, 2015 Foreclosure in 48125
Oostixz, Home Buyer in Columbus, OH
Oostixz answered:
Whats the price and turnaround on Building a addition and contractor help
Also this is in dearborn heights mi not ohio, took the information wrong and will not allow me to change
0 votes Share Flag Sat Mar 29, 2014 Remodel & Renovate in 48125
Andy Hargrea…, Real Estate Pro in Plymouth, MI
Andy Hargreaves answered:
Notice of Expiration of Redemption Period. I have until december 9th 2013 to pay and redeem property. Here is my situation
Let me ask you this -- so, you haven't paid for something in almost 4 years, have lived for free and expect to get it for that cheap?

You'll have to check with your local jurisdictio ... more
0 votes Share Flag Mon Nov 18, 2013 Foreclosure in 48125
Nadine Hadla, Real Estate Pro in Dearborn, MI
Nadine Hadla answered:
hey im looking to buy my 1st home in dearborn hgts,mi or around that area like allen park,taylor,lincoln park,dearborn is there any one that can help?
Hi Danielle,

If you are still looking for a home, I am a resident and an expert of Dearborn heights, Contact me

Nadine Hadla
nadinehadla.point2agent.com
Nadine.hadla@Gmail.com
... more
0 votes Share Flag Wed Sep 11, 2013 Home Buying in 48125
kevinmckay35, Renter in Dearborn Heights, MI
kevinmckay35 answered:
are there any rentals single family homes?
600.00-750.00 rent single family home would like central air 2-3 bedroom walking distance to Hopkins between gully and telegraph road
0 votes Share Flag Fri Jul 26, 2013 Rentals in 48125
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
We are relocating and need to sell a house we owe more on than the appraised value, what are our options?
Prudent to consider a Short Sale or Rent the Home or find a Property Manager
to rent for you. Also start the Loan Modification process with your lender.

Good luck.

Perry
0 votes Share Flag Sat May 4, 2013 Home Selling in 48125
Michael Dela…, Real Estate Pro in Battle Creek, MI
Michael Delaware answered:
Once filing for bankruptcy, are there any lenders willing to give someone a mortgage after the bankruptcy is complete?
It is not quite a bad as you think. You just need to better understand the subject of seller financing. I wrote an eBook that is available in Kindle format on Amazon. It is called: U ... more
0 votes Share Flag Thu Dec 27, 2012 Foreclosure in 48125
Kathy Persha, Real Estate Pro in Michigan
Kathy Persha answered:
What happens after the 6 month redemption period ends (in Michigan)?
At the end of the redemption period, the bank will do one of several things. They may send someone to your home and offer you "cash for keys". Their representative would offer you som ... more
1 vote Share Flag Tue Nov 20, 2012 Foreclosure in 48125
Haig Istambo…, Real Estate Pro in Michigan
Haig Istamboulian answered:
does ne one have a link that has listings in those areas for under 30,000?
Hello,

Click on the link below and you will see all listings under $30,000.00 in the areas you asked for. This list will change daily as properties get sold or new properties are add ... more
0 votes Share Flag Mon Oct 8, 2012 Home Buying in 48125
Kathy Persha, Real Estate Pro in Michigan
Kathy Persha answered:
Can I find out online if my home was sold at the sheriff sale that took place?
Public records are not updated immediately, especially in Wayne County. Your best solution would be to call the county clerk and ask about the sheriff's sale or call the office of the ... more
0 votes Share Flag Wed May 30, 2012 Foreclosure in 48125
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
is a safe place to live there?
Hello Athawa,
Real estate agents are not allowed by law to comment or "steer" anyone into specific neighborhoods but here is a link with statistics on crime data as well a ... more
0 votes Share Flag Mon Dec 26, 2011 In My Neighborhood in 48125
Felicia Rand…, Real Estate Pro in Traverse City, MI
Felicia Randall answered:
What obligation (if any) does a listhing agent have to verify sellers mortgage info before listing?
The realtor does not have an obligation to review the seller's financial's. The seller has an obligation to understand their own finacials and obligations. Often, realtors a ... more
0 votes Share Flag Sun Jan 3, 2010 Home Buying in 48125
Kathleen Lor…, Real Estate Pro in Brainerd, MN
Kathleen Lordbock answered:
Does the seller have any obligations on listing mistakes after purchase agreement is signed?
The purchase agreement should detail all the appliances, window coverings etc that you are asking to be included, especially those that are not built in (like washers and dryers). Lots ... more
0 votes Share Flag Sun Nov 15, 2009 Home Buying in 48125
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