46901 : Questions & Answers

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Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Mid-scores of 633 and 598, and improving. Is an FHA mortgage or something similar with 3.5% down possible?
Heaajohn,
FHA may be a possibility but paying off old collections may do more damage than good. You really need to meet with a great local lender who assists with credit repair in or ... more
0 votes Share Flag Thu Jul 24, 2014 Home Buying in 46901
Kevin Hardie, Real Estate Pro in Kokomo, IN
Kevin Hardie answered:
I am newly engaged and looking for a home.We want something nice but not expensive. Don't want to go higher than 60,000 and want it to be in
Plenty of home nice home buying opportunities exist in our community priced in and around $60,000. As a Realtor, I would want to know what amenities you require and what you are willing ... more
0 votes Share Flag Thu Aug 9, 2012 Home Buying in 46901
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
I have been pre approved for a home for an FHA Loan, now its time to close. The lenders/investor reviewing unsure due to credit history 6 yrs ago
I take it you went to a Broker and he has submitted your loan into underwriting with his lender? Every State has a statue of limitations and most lenders can or will overlook something ... more
0 votes Share Flag Sun Feb 12, 2012 Financing in 46901
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
My 3 credit scores are 745, 737 and 737. I have no revolving debt..it is at 100% no debt. Could I possibly be approved for a mortagage?
Yes, you should be able to qualify--however there are other factors besides credit that will determine qualification, therefore do visit with any loan officer....
0 votes Share Flag Mon Aug 29, 2011 Financing in 46901
Dana Schuster, Real Estate Pro in 70458
Dana Schuster answered:
what happens if you let your house go (forecloser) state of Indiana?
with a foreclosure your credit will take a hit of 200-300 points. Recently Fannie mae & Freddie mac have changed their guidelines on waiting period before yu can buy another house. with ... more
0 votes Share Flag Wed May 27, 2009 Foreclosure in 46901
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