38138 : Questions & Answers

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Felton R. Br…, Home Buyer in Germantown, TN
Felton R. Brown asked:
Student loan debt When qualifying will my total student loan debt be used or the monthly payment of the debt be used in ddetermining the debt to ratio. The debt belongs to my wife and is large with small…
0 votes Share Flag Thu Jun 11, 2015 Home Buying in 38138
Diana Hellman, Real Estate Pro in 10538
Diana Hellman answered:
Looking for apartment, condo or townhouse for rent.
Your best bet is to either look on Trulia for a realtor that services your area and reach out, or google established real estate agencies in your area, look on line at agent bios and re ... more
0 votes Share Flag Fri Jun 5, 2015 Rentals in 38138
Sally Robbins…, Real Estate Pro in 38117
Sally Robbins Summerlin answered:
What about the rats in Germantown?
Rats in Germantown? Really? I live in Germantown and have never heard a complaint about rats.
0 votes Share Flag Tue Oct 7, 2014 Quality of Life in 38138
Martha Lois…, Real Estate Pro in 38138
Martha Lois Bailey answered:
Am I missing something, here in Shelby County and the Mid-South?
You may want to consider a short sale. Some of these luxurious homes go for much less in a short sale. Also, you might want to consider buying land and building your own home.

Price ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in 38138
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
called bac about car wreck and two surgeries needed was put on two diff loan mod and not approved they reduced our payments now want all money owed fo
I agree with Suzanne, Call your Congressperson and your State Senator. Banks have played games with loan modifications and our tax dollars. If you were approved, you should have ... more
0 votes Share Flag Wed Jun 22, 2011 Foreclosure in 38138
Patty Everitt, Real Estate Pro in Tennessee
Patty Everitt answered:
Are there no laws in Germantown regarding vacant houses? house near me on Brierbrook has been vacant since before we moved here and that was 12
That is just horrible, yes as a wife of a home builder we get calls if the grass is over 3 inches, in Germantown on our homes under construction ! That would really make me made call th ... more
0 votes Share Flag Sat Sep 19, 2009 Quality of Life in 38138
Patty Everitt, Real Estate Pro in Tennessee
Patty Everitt answered:
Does anyone know of a good home warranty company that services Memphis/Germantown?
we at Prudential get to recommend First American, they have a website, FirstAm.com/warranty , i will tell you that when I do listing appointments with people the no. 1 agency that they ... more
0 votes Share Flag Wed Sep 9, 2009 Home Insurance in 38138
Jo Shaner, Real Estate Pro in Memphis, TN
Jo Shaner answered:
Is it possible to buy a bank-owned property prior to it going on the MLS?
Hi Candace,

My team represents a large US bank for all of their foreclosures in Shelby County and have for the last 5 years. It is a little more detailed process than just a few li ... more
0 votes Share Flag Wed Jun 3, 2009 Home Buying in 38138
Kevin Pellat…, Real Estate Pro in Brentwood, TN
Kevin Pellatiro answered:
who owns the property 3246 cloverwood, dr nashville, TN 37214?
Tax records seem to show Curtis and Jennifer Maloney. Have you seen any of the other homes available in the Hickory Bend neighborhood, or is this the only home that matches your criteri ... more
0 votes Share Flag Sun Apr 26, 2009 Home Buying in 38138
Jo Shaner, Real Estate Pro in Memphis, TN
Jo Shaner answered:
Who owns the property at 3635 Crestwyn Dr, Germantown, TN 38138?
The owner's of record is Deutsch Bank National Trust Company. This is a foreclosure, but this is not the original lien holder on the property. In other words, another lender foreclose ... more
0 votes Share Flag Mon Jul 7, 2008 Home Buying in 38138
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