Home Buying in 35242 : Questions & Answers

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Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
Is there any way go purchase a HUD home with a score in the 500s, and a current eviction/foreclosure?
HI afmjohnny

it wont be easy , you have to work on your credit.

good luck

Omar Khamisa
0 votes Share Flag Tue Nov 19, 2013 Home Buying in 35242
Kay Ray, Real Estate Pro in Hoover, AL
Kay Ray answered:
where do you go to post your house for sale?
If your home is listed with a Realtor it automatically goes out to every agent in this area of our MLS. We participate in IDX so we share with every other Realtor in town. Not to mentio ... more
0 votes Share Flag Thu Oct 24, 2013 Home Buying in 35242
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
if you are buying a house and it says all u need is 3 percent down... do u still have to pay closeing cost or does the seller pay it?
Great question.

Down payment and closing cost are two different things buyers have to have funds for. You can ASK the seller to pay some or all of your closing cost. Keep in mind we ... more
0 votes Share Flag Mon Sep 23, 2013 Home Buying in 35242
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
I have plenty of money to put down on a new home, 10k plus. My credit is below a 600 according to my bank and I cannot get approved.
Credit score is a BIG factor in getting loan approval. There may be some lenders willing to approve you with low scores BUT you will not get the best rates and terms.

I urge you to w ... more
0 votes Share Flag Mon Sep 23, 2013 Home Buying in 35242
Lori Weidenb…, Real Estate Pro in Birmingham, AL
Lori Weidenbach answered:
IS THERE ANY REO OR FORECLOSURE HOUSE IN ZIPCODE 35242 &35244 UNDER $300,000 NOW ? WITH FINISH OR UNFINISH BASEMENT, SPAIN PARK OR OAK MOUNTAIN
There are certainly several things that would work for ya :-) as a matter if fact I've probably showed them. I've got a few folks looking in that area so I would be happy to h ... more
0 votes Share Flag Tue Apr 9, 2013 Home Buying in 35242
Jeff Champion, Real Estate Pro in Birmingham, AL
Jeff Champion answered:
price of 8198 castlehill road 35242
Call or email me. I have info on this property.

Hudchampions @aol.com
205-296-4561
0 votes Share Flag Tue Nov 27, 2012 Home Buying in 35242
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
I signed an adendum that the earnest money is nonrefundable but the loan contingency is not removed yet, Can I still get back the earnest money?
It would depend, if your initial offer said your purchase was contingent upon mortgage approval, and then you signed an addendum saying the deposit was non refundable, i would think it ... more
0 votes Share Flag Thu Oct 13, 2011 Home Buying in 35242
David L. Mas…, Real Estate Pro in Birmingham, AL
David L. Mason answered:
Can you provide me with a nationwide search for a home? I am about to retire and am open to a move anywhere except to extreme heat or cold.
Wow. That's a lot of real estate to sift through. As with any buyer, I would first cousel you to think about what else you want to be near in your retirement years. Do you want ... more
0 votes Share Flag Mon Aug 15, 2011 Home Buying in 35242
Scott Butcher, Real Estate Pro in Austin, TX
Scott Butcher answered:
My three credit score are 774-797-820. Would I have some idea about down payment ? interess rate? Thanks !
Trang,

Based on your credit scores and assuming you don't have any other harmful items on your credit you shouldn't have much of a problem getting a loan.

Conventional ... more
0 votes Share Flag Wed May 25, 2011 Home Buying in 35242
Shelbyhomebu…, Both Buyer and Seller in Birmingham, AL
Shelbyhomebuyers answered:
Can the seller keep our Earnest Money?
It depends on the contract that you signed and what the contingencies were.

Also, look at the transaction from the side of the seller. How long did the seller have to pull the proper ... more
0 votes Share Flag Mon Apr 11, 2011 Home Buying in 35242
Shelbyhomebu…, Both Buyer and Seller in Birmingham, AL
Shelbyhomebuyers answered:
WHY ARE THE PROPERTY TAXES SO REASONABLE IN AL? COULD YOU EXPLAIN PLEASE? WE ARE THINKING IN MOVING TO
Alabama get taxes from other sources such as a state income tax and taxes on groceries.

Also many of the other states charge to much taxes on properties.
0 votes Share Flag Mon Apr 11, 2011 Home Buying in 35242
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