33713 : Questions & Answers

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Budd Morris, Real Estate Pro in 33703
Budd Morris answered:
I am getting an FHA loan and the house I am trying to purchase has appraised for $7,000 less than the contractual price; what happens now?
You need to speak to your gent for help.
You have a few options and of course hoe the seller will meet your price or have an new appraisal done
0 votes Share Flag Thu Jun 11, 2015 Home Buying in 33713
Caroline York, Real Estate Pro in 33701
Caroline York answered:
How is this neighborhood in 33713?
33713 is a diverse area. Lots of great craftsman homes and bungalows. Some new or newer townhouses as well as scattered apartment complexes. Lots of shops and restaurants along Centr ... more
0 votes Share Flag Sat May 30, 2015 In My Neighborhood in 33713
Caroline York, Real Estate Pro in 33701
Caroline York answered:
If I buy a downtown condo in St. Pete will I be hassled by aggressive homeless people? Where is this problem?
The City of St Petersburg passed an ordinance I believe in 2011 that panhandlers and sign flyers, etc would be arrested. This was done because of our tremendous growth in tourism and t ... more
0 votes Share Flag Sat May 30, 2015 In My Neighborhood in 33713
Caroline York, Real Estate Pro in 33701
Caroline York answered:
Do short sales hurt your credit?
Short sales affect your credit rating, but the amount it hurts will depend on how your lender reports he short sale to the bureau. There isn't an entry called “short sale” so your l ... more
0 votes Share Flag Sat May 30, 2015 Home Selling in 33713
Budd Morris, Real Estate Pro in 33703
Budd Morris answered:
What is the crime rate in St Petersburg, FL 33713?
What area of St Pete? or zip code?
I can help
0 votes Share Flag Sat May 23, 2015 Home Buying in 33713
Budd Morris, Real Estate Pro in 33703
Budd Morris answered:
I'm looking at buying a condo in the Mariners Pass community. The condo price is reasonable, but condo fees are $550 . Is this worth it?
Make sure that the condo association is stable and funded proper.
Next what is covered in the fees
0 votes Share Flag Tue Mar 17, 2015 Home Buying in 33713
Lola Haney W…, Real Estate Pro in Saint Petersburg, FL
Lola Haney Walker answered:
Own a studio worth 35K, got a recent HAMP at 80K through Ocwen. Can I do a short refi?
I'm really not aware of whether you can do a short refi. Contact a good mortgage broker or lender to get that information. I can personally recommend Dave Ansel with VanDyk Mortgage, D ... more
0 votes Share Flag Wed Jan 15, 2014 Financing in 33713
Joshua A. Le…, Real Estate Pro in Saint Petersburg, FL
Joshua A. Lerette answered:
Im looking for a rent to own for my first time no experience, where should i even start?????please help:-):-):-) thanx
Hello Ladyjones,

Obviously there are a lot of people against the rent to own idea. My question to you is why would you even want a rent to own when owning is more often than not poss ... more
0 votes Share Flag Sun Dec 1, 2013 Home Buying in 33713
spanishsunny…, Home Seller in Saint Petersburg, FL
spanishsunnyinvest answered:
property management
Hallo thank you for your answer . At the moment the building is for sale in 640.000euros direct from owner with facilities payments., could be acceptted. Thank you and all the best for ... more
0 votes Share Flag Tue Jun 18, 2013 Investment Properties in 33713
ash.ferrar, Home Buyer in Saint Petersburg, FL
ash.ferrar answered:
Any advice for two couples looking to buy some land together? Should we co-op? joint ownership? How do we handle the legal portion & deeds, etc?
Thank you for the advice, I will definitely talk to my agent about this. Thanks for the suggestion about the I4 corridor, had not thought about that!

Thank you again!
0 votes Share Flag Sun May 5, 2013 Home Buying in 33713
Linda S. Cef…, Real Estate Pro in Oak Creek, WI
Linda S. Cefalu answered:
How long does it take to close on a short sale property?
Well.........I was about to chime in until I noticed that this question is nearly a year old.
0 votes Share Flag Sun Mar 17, 2013 Home Buying in 33713
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
Can I get approved for a loan if i dont have enough established credit but have a cosigner, our incomes can easily cover all expenses of living and?
Also try a credit union, they may lend when the typical bank cannot.
0 votes Share Flag Tue Sep 18, 2012 Financing in 33713
Cathy Sloan, Real Estate Pro in Jacksonville, FL
Cathy Sloan answered:
Is there a bank in St Petersburg or Tampa Florida that will finance a condo/town home with as little as 3.5 to 5 percent??? Thanks!!!!
Braeden

Many of the professionals here suggest you look for a FHA approved Condo community. I have provided two excellent sources below for finding FHA Approved Condo Communities:
... more
0 votes Share Flag Mon Aug 8, 2011 Financing in 33713
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