Depends on the situation but with lower credit scores comes higher interest rates. It may be a better idea to pull your credit and work on the items that are bringing your scores down first. A little patience and a few months could save you thousands of $$$ in finance charges! Not to mention you wouldn't have to sweat wondering-waiting on final approval of your home loan and if the loan isn't funded hundreds of dollars in inspection costs if the loan does not go through. I hope this helped...GOOD LUCK and I wish you all the BEST!
JoAnn Thaxton, Broker/Realtor
Remax By The Water... more
Cutler Bay has some great buys these days and the local government has really started to put Cutler Bay on a great trajectory to be the next Pinecrest or Palmetto Bay.
I know the area well, have a listing there at present and would be glad to go beyond cookie-cutter for you!... more
With eleven years experience as a full time real estate broker associate I would be happy to help you with your home search in Palmetto Bay. Please tell we a little of what you are looking for and I can start to email you properties for you to look at. Also, please visit my website at www.MarieStory.com so that you can get to know me. I look forward to working with you. Marie... more
I am not an attorney, so this is pure opinion: Technically, until you are legally divorced, you and your husband's purchases are inseparable--but consult a) your divorce attorney, and b) a mortgage counselor (not a broker) on this information.
I have an attorney I work with closely on complex matters, and perhaps he can help. Call me if you like,