32808 : Questions & Answers

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Beth Michaels, Home Buyer in Tampa, FL
Beth Michaels answered:
Can i get a loan after bankruptcy 2013, but been renting for 2yrs. $1,095mth ?
http://www.florida-mortgage-lenders.com/portfolio/81-articals/234-how-soon-can-i-buy-after-a-foreclosure-bankruptcy-in-florida.html

BUY 1 DAY AFTER FL FORECLOSURE, SHORT SALE OR BK!! ... more
0 votes Share Flag Sun Sep 7, 2014 Home Buying in 32808
Joseph David, Home Buyer in Commercial Circle In...
Joseph David answered:
I filed bankruptcydischarged feb 2013.I have money to for down payment to buy a house. Can't seem to find a lender to give me a mortgage loan?
You had a foreclosure last year. Wouldn't you expect a lender wouldn't want to issue a loan to someone who defaulted on their mortgage just a year ago? If you have credit cards that go ... more
0 votes Share Flag Sat Jul 26, 2014 Home Buying in 32808
Trung Nguyen, Real Estate Pro in Orlando, FL
Trung Nguyen answered:
I am in the process of buying a home in 32808 area. Is it a good neighborhood? What is the rental prospects?
Hi There,

32808 is one of the areas can generate high % for your investment return. I have multiple investors in this zipcode area. Keep in mind that homes are cheap in certain areas ... more
0 votes Share Flag Fri Nov 8, 2013 General Area in 32808
Jonelle Simm…, Real Estate Pro in Clermont, FL
Jonelle Simmonds answered:
Finishing a short sale now, am interested in a townhome for 50k. I have 10k to put down and make over 60k a year. Will I be able to get financing?
If your just going through a Short Sale now, it will generally effect you qualifying for a mortgage for the next 2 years. However I have a great mortgage broker contact who is good at g ... more
0 votes Share Flag Tue May 14, 2013 Home Buying in 32808
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
my real estate agent and title company are giving me the round.how can i check on the status of a title with a lien on it.It's a hud home
Advice that might have been helpful in November of 2011 . . .
0 votes Share Flag Mon May 13, 2013 Home Buying in 32808
Vincent Paige…, Real Estate Pro in Orlando, FL
Vincent Paige - RE/MAX answered:
is it good to have short sale when trying to purchase a home?
No. This will damage your credit and your score will take a 80 to 100 point hit. You will have to wait two years and rebuild your score as well.

Vincent Warren Paige, Jr.
REALTOR ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in 32808
Vincent Paige…, Real Estate Pro in Orlando, FL
Vincent Paige - RE/MAX answered:
Our offer for a home was accepted but the house says active why?
Hope it says SOLD buy now, that was almost three years ago....

Vincent Warren Paige, Jr.
REALTOR® | RE/MAX Showcase
Certified Broker Price Opinion Registered Agent (BPOR)
8934 ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in 32808
Vincent Paige…, Real Estate Pro in Orlando, FL
Vincent Paige - RE/MAX answered:
"Active with Contract" - Recommendations on how I can get a house already in contract. Can I tempt the sellers to take my offer instead?
Short Answer is NO, unless the buyer in contract fails to preform, or cancels due to inspection failure. If you have the highest and best next offer, then YES, then you may be able to b ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in 32808
Patti Kane, Home Buyer in Boulder, CO
Patti Kane answered:
I had to short sale after a divorce. I could not make the payments on my loan for 230k but am looking at buying a 50k condo with 10k down. Possible?
I had a short sale last year and my Realtor recommend http://www.cfs-mortgage.com/flex for a home loan. I am very happy to be able to purchase again.
0 votes Share Flag Sun May 12, 2013 Home Buying in 32808
Evelyn Parker…, Real Estate Pro in Oviedo, FL
Evelyn Parker 407-924-2266 answered:
I am 26 screwed up a credit card in my past have nothing in my name parents owned everything.
Secured credit cards are a must if you do not have any good established credit like now - Keep opened - pay on time and low balances. this will help your credit scores the quickest.

... more
1 vote Share Flag Fri May 10, 2013 Home Buying in 32808
Francisco Or…, Real Estate Pro in Orlando, FL
Francisco Orchilles answered:
I'm looking for a 2/3 bedroom 2 bath for $800 or less per month. Can anyone help?
I will absolutely help you! I have a team that focuses on rentals and we can find you something quickly and efficiently! Let me know when you want me to start looking!

Francisco Or ... more
0 votes Share Flag Fri Mar 23, 2012 Rental Basics in 32808
Alan Martin, Real Estate Pro in Orlando, FL
Alan Martin answered:
Our lease in our apt is not up till march of 2011 but we are moving next month dec. Are we responsible for the rent until march?
Some good advice here. I home you got it resolved. Most thsings in the rental game can be worked out using commonsense and the ' Golden Rule'. Do unto others as you would have them d ... more
0 votes Share Flag Wed Mar 21, 2012 Rental Basics in 32808
Connie De Gr…, Real Estate Pro in Beverly Hills, CA
Connie De Groot - (310) 913-1184 answered:
I'm upside down on home but want to buy another. I could afford it but I guess I'm "risky". What to do?
You should never spend all you can spend - that's what got so many people into trouble. Your mortgage or mortgages should probably not exceed 35 percent of your income. This is a ... more
0 votes Share Flag Tue Feb 22, 2011 Financing in 32808
Jennifer De…, Real Estate Pro in Orlando, FL
Jennifer De Vivo answered:
CAN I BUY A HOME NO MONEY DOWN WITH GOOD CREDIT IN ORLANDO FLORIDA? I'M LOOKING FOR FAST MOVE. THANK YOU
Hi Marlene,

In short, yes and I can help you. Yes there is the USDA program, however the homes can be a bit far out from the "metro" area. As for the VA loan, that is a ... more
0 votes Share Flag Wed Mar 10, 2010 Home Buying in 32808
Rick Aguirre, Real Estate Pro in Orlando, FL
Rick Aguirre answered:
so even if your house is a brand new complete renovation inside and out it doesnt affect the value?
Gil,
You have made your home more marketable and as such more valuable.This does not mean you can ask much more for you home than a comparable home. BUT, when shoppers are out there lo ... more
0 votes Share Flag Thu Nov 13, 2008 In My Neighborhood in 32808
Matthew, Real Estate Pro in 32757
Matthew answered:
Is a pool house built in 1958 in area code 32808 with little or no upgrades worth$ 200,000?
No one can answer that question with the informtation supplied, however generally an appraiser will add on about 20K to a home that has a pool over one that does not, actually they woul ... more
0 votes Share Flag Tue Nov 6, 2007 Market Conditions in 32808
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