32259 : Questions & Answers

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dawn63, Home Buyer in Jacksonville, FL
dawn63 asked:
Who is the HOA of townhomes on scrub jay? trying to buy a place, need data from HOA from lender
0 votes Share Flag Wed Aug 13, 2014 Home Buying in 32259
Joseph David, Home Buyer in Commercial Circle In...
Joseph David answered:
How do I know what offer to make on a house in florida?20% below asking price?
Look at surrounding sales for the area and time on the market. Consider the condition of the home and age of major components. You then can look at the amount of homes on the market and ... more
0 votes Share Flag Sun Jul 27, 2014 Market Conditions in 32259
Heather &…, Real Estate Pro in Saint Johns, FL
Heather & Kerry answered:
How would I found our info on a house that is listed as Lis Pendens. 195 Lige Branch lane 32259
What info are you trying to find out?
0 votes Share Flag Mon Jul 14, 2014 Home Buying in 32259
Adam Silk, Real Estate Pro in Jacksonville, FL
Adam Silk answered:
Mortgage loan with no credit history, but good job.
That's actually a lot easier to resolve than bad credit. If you still need help, let me know and I'll refer you to my mortgage broker
0 votes Share Flag Mon Mar 31, 2014 Financing in 32259
Trulia Custo…, Real Estate Pro in San Francisco, CA
Trulia Customer Service answered:
Hon can a broker get set up with Trulia?
Hello Joe,

Nathan from Trulia here! For further information regarding Broker set up please review http://www.trulia.com/truliapartnerprogram within this link you will find valuabl ... more
1 vote Share Flag Wed Oct 9, 2013 Using Trulia in 32259
Terri Randall, Real Estate Pro in Jacksonville, FL
Terri Randall answered:
Are their any lenders here in Florida that are willing to waive the "2 year rule" and work with buyers one year post short sale?
Good afternoon,

I have just closed loan with a lender that will work with someone after a short sale and within a year. The transaction was smooth and no issues came up.

My name ... more
0 votes Share Flag Tue Aug 20, 2013 Home Buying in 32259
J.D.  &…, Real Estate Pro in Orange Park, FL
J.D. & Carol Weisenburger answered:
who pays for the CDD loan? The builder or the Condo Association.
CDD stands for Community Development District, a special taxing district. CDD's are an additional TAX included in your annual tax bill and are usually paid as part of your monthly hous ... more
0 votes Share Flag Thu Jun 6, 2013 Home Buying in 32259
Margaret Rog…, Real Estate Pro in Jacksonville, FL
Margaret Rogers answered:
Moving to Jax with family. Looking for 4 bedroom plus office, with pool. Have one trained dog and cat. Best school system for high, middle and
Hello Jschuster08

I am a Realtor Referral Agent here in Jacksonville, FL. As a referral agent I work with many aagents through my broker to find you the home that meets your specifi ... more
0 votes Share Flag Wed May 29, 2013 Rentals in 32259
Antonio Vega…, Real Estate Pro in 34747
Antonio Vega-Pacheco answered:
I'm hoping to take advantage of the USDA refinancing program, and need to know who the approved lenders are in the state of Florida
All the information and contacts you need can be found at this page:

http://www.rurdev.usda.gov/FLHome.html

Tony Vega
Charles Rutenberg Realty
0 votes Share Flag Sat Jun 2, 2012 General Area in 32259
Jose Morales, Real Estate Pro in Palm Beach, FL
Jose Morales answered:
USDA 100% financing question for St. Johns county.
Go to http://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do and follow the instructions.

Jose Morales
Florida Mortgage Coach
NMLS #:225888
“We Coach You ... more
1 vote Share Flag Mon Aug 29, 2011 Home Buying in 32259
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
What is the average price for homeowners insurance in St. Johns county FL?
Dylan,

One of the best known insurance resources for Florida insurance is provided by the attached website. Just find the site, enter the locatiion, and review the area rates. Thank ... more
0 votes Share Flag Mon Jun 20, 2011 Home Insurance in 32259
Nancy H. Mas…, Real Estate Pro in Ponte Vedra Beach, FL
Nancy H. Massengill answered:
what rules are there reguarding who pays liens against a short sale property that showed up .should the buyer or the bank be liable?
Unfortunately there are no "rules", however, it has always been my experience that the bank negotiates all of the outstanding liens prior to the contract settlement. They sho ... more
0 votes Share Flag Tue Apr 26, 2011 Foreclosure in 32259
Mark LeMenag…, Real Estate Pro in Lake Nona, Orlando, FL
Mark LeMenager answered:
what is the relationship between the appraisal and the accepted price in a short sale?
Sak, there is no relationship what so ever. Hopefully the accepted price is well below the appraisal. If not then the bank is trying to make a killing and you should walk (unless you ... more
0 votes Share Flag Wed Nov 3, 2010 Foreclosure in 32259
Mark LeMenag…, Real Estate Pro in Lake Nona, Orlando, FL
Mark LeMenager answered:
Is the bank required to present their counter offer on a short sale IN WRITING? Our realtor says a lender's verbal counter is standard. We say
No problem Eliane, then you don't get the house. Sorry, but it can be a ruthless game these days. If you wait for formal written counters, then you will get passed by. Fair no, ... more
0 votes Share Flag Wed Nov 3, 2010 Foreclosure in 32259
Thomas P. St…, Real Estate Pro in Jacksonville, FL
Thomas P. Stanko P.A. answered:
What do you think of the builder Mercedes?
Good morning,

Good average priced builder. I have sold and bought a number of their homes and presently have a used Merecedes home listed for sale.

It is a 3/2 pool home listed ... more
0 votes Share Flag Fri Oct 1, 2010 Home Buying in 32259
Dg, Other/Just Looking in Fort Myers Beach, FL
Dg asked:
I would like to see if there are "house sitting" opportunities while I look to buy in Ft Myers, FL..3-6mos I would like to see if there are "house sitting" opportunities while I look to buy in Ft Myers, FL..3-6mos; Professional moving down to Ft Myers 10/04/2010
0 votes Share Flag Thu Sep 23, 2010 Home Buying in 32259
Alma Rose Kee…, Real Estate Pro in Tampa, FL
Alma Rose Kee, P.A. answered:
after wells gets appraisal and arms length addendum signed, what happens?
The negotiator for Wells Fargo has to see if your offer fits within the guidelines the actual investor/owner of your mortgage requires. Wells Fargo is unlikely to be the owner and is p ... more
0 votes Share Flag Thu Jun 17, 2010 Foreclosure in 32259
Manu Kapoor, Real Estate Pro in Queens, NY
Manu Kapoor answered:
any new experiences with wells fargo and short sales?
Wells Fargo is good, so far.
Only problem is they need 2 appraisals and that also 45 days old.
So if they took 60-70 days to decide they want to order the appraisal again.
Time is no ... more
0 votes Share Flag Thu Jun 17, 2010 Foreclosure in 32259
Nadine Mauro, Real Estate Pro in Boca Raton, FL
Nadine Mauro answered:
anyone ever had a bank counter offer at a price higher than list price on a short sale?
Hi Sak,

The answer is yes. It doesn't mean the house is worth the banks price. You can always counter with a few dollars more than the current offer and say that's th ... more
0 votes Share Flag Tue Jun 1, 2010 Foreclosure in 32259
Alma Rose Kee…, Real Estate Pro in Tampa, FL
Alma Rose Kee, P.A. answered:
anybody have recent short sale experience with wells fargo since the rules changed in April 2010?
Also the April 2010 are not "rules" but is voluntary and offers incentives to servicers and investors and sellers.
0 votes Share Flag Tue Jun 1, 2010 Foreclosure in 32259
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