32095 : Questions & Answers

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Trisa Skoglu…, Real Estate Pro in Saint Augustine, FL
Trisa Skoglund answered:
How long do I have to wait from my short sale (was FHA) to purchase using a USDA loan?
That is a great questions. But each person's loan is different. The time frame depends on the seller willing to cooperate and submit the appropriate docs in a timely manner through the ... more
0 votes Share Flag Fri May 24, 2013 Financing in 32095
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
I am currently wait on bank approval for a short sale in Florida. It has a bank approved price of $118,000. I went in at $115,000 with no concession
Eric,

If this IS a "bank approved" price and you have been waiting nearly 90 days there are "red flags" that you should be noticing. Generally, if you have a bank approved price, all ... more
0 votes Share Flag Sat Jan 12, 2013 Home Buying in 32095
Dawn Gould, Real Estate Pro in Saint Augustine, FL
Dawn Gould answered:
How much can i afford?
I have a list of local lenders that I can email to you. You can easily drop each of them an email to see who works best with you and can offer you the best deal. Each lender has a spe ... more
0 votes Share Flag Tue Jan 8, 2013 Home Buying in 32095
Dawn Gould, Real Estate Pro in Saint Augustine, FL
Dawn Gould answered:
I am looking to buy in St. Augustine with 2 school age children age 10 and 12. Looking for great schools and a great deal. I see pricing per sq ft
I think you would love Heritage Landing. That community offers nice size homes, fabulous amenties, a great school system and terrific prices. Send me your email to dawn@dawndelivers.n ... more
0 votes Share Flag Tue Jan 8, 2013 Home Buying in 32095
Dawn Gould, Real Estate Pro in Saint Augustine, FL
Dawn Gould answered:
What options are there when a bank has not, and has said they likely will not, list a foreclosed property in Florida?
I would contact the county property appraiser or clerk of courts.
0 votes Share Flag Tue Jan 8, 2013 Home Buying in 32095
Steve (888)…, Real Estate Pro in 33480
Steve (888) 662-4404 answered:
How much can i afford?
-

Would a $175k home with $6,500 to $6,900 out of pocket work for you?

www.pro-option.com
1 vote Share Flag Thu Nov 29, 2012 Home Buying in 32095
Brad Barfield…, Real Estate Pro in Saint Augustine, FL
Brad Barfield REALTORĀ® answered:
Where can I get a free list of foreclosures and short sales for St. Johns County and Duval County?
Hello Bob:

I would be happy to help you obtain your list for free.

Please give me a call at your convenience.

I look forward to speaking to you.

Regards,

Brad Barfie ... more
0 votes Share Flag Thu Oct 18, 2012 Home Selling in 32095
Antonio Vega…, Real Estate Pro in Davenport, FL
Antonio Vega-Pacheco answered:
I've heard horror stories about short sales...how long does it really take to buy a short sale?
In my experience the shortest one was 45 days, but it had lready been worked out and the prior buyer walked away. The longest took 14 months to close.

The real problem is that you c ... more
0 votes Share Flag Mon Aug 27, 2012 Home Selling in 32095
Rebecca Roma…, Real Estate Pro in Saint Augustine, FL
Rebecca Romaine answered:
What exactly is a short sale?
Hi Mr. Howard,

A short sale occurs when the property is worth less than is owed on the mortgage. The seller wishes to move, for any number of reasons, and the bank agrees to accept ... more
1 vote Share Flag Sun Aug 26, 2012 Home Selling in 32095
Cheryl Gille…, Real Estate Pro in 32233
Cheryl Gillespie answered:
What does it mean when a home is in foreclosure?
When a home is in foreclosure it means the lender is taking back the property.
1 vote Share Flag Sun Aug 26, 2012 Home Selling in 32095
Cheryl Gille…, Real Estate Pro in 32233
Cheryl Gillespie answered:
What percentage commission do I pay if I'm on the buyer side?
The norm in the industry is for the seller to pay the realtor's commission.
0 votes Share Flag Sun Aug 26, 2012 Home Selling in 32095
Kim Baughman, Real Estate Pro in Saint Augustine, FL
Kim Baughman answered:
What areas of St. Augustine are closest to the beach?
We have numerous small beach communities in the Saint Augustine area. There is Vilano Beach just north of town, Crescent Beach just south of town and then there is Anastasia State Par ... more
0 votes Share Flag Fri Apr 22, 2011 In My Neighborhood in 32095
Harry Ashley, Real Estate Pro in Palm Coast, FL
Harry Ashley answered:
Looking for a rent to own or owner finance condo in saint augustine prefer palencia or other similar
There may be available options, please e-mail me, I will need further information and there are implications that you need to know.

Regards

Harry Ashley
Broker Associate
Hawk Be ... more
0 votes Share Flag Fri Apr 24, 2009 Home Buying in 32095
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