30339 : Questions & Answers

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Danielle Nic…, Real Estate Pro in 63017
Danielle Nicholl answered:
What rights does a buyer of a piece of property have if the seller and agent of the property. includes a non standard document in the closing document
It very much depends on what type of document you are referring to. As a buyer you will definitely need the advice of your agent, title company and lender to make sure that the document ... more
0 votes Share Flag Mon Dec 15, 2014 Home Buying in 30339
Sandra thomp…, Real Estate Pro in Duluth, GA
Sandra thompson answered:
I'm seeking a rental condo/town home, my max budget is $925, I would like to stay in the Vinings/Smyrna/Marietta/Sandy Springs area.
We have an upcoming property off of Roswell Road. It will be available on 3/20. Please check our website on that date or call our office to schedule an appointment to view the propert ... more
0 votes Share Flag Wed Mar 12, 2014 Rentals in 30339
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Should I continue paying my HOA dues if the bank rejected the short sale and the property is going into foreclosure?
Cecilia,
You could get foreclosed on by the HOA before the bank does, but this may not alleviate your obligation. State laws vary, and I'm not a lawyer, but the ones I use with my di ... more
0 votes Share Flag Mon Feb 24, 2014 Foreclosure in 30339
Christine Ro…, Real Estate Pro in Atlanta, GA
Christine Ronn answered:
I currently live in an apartment in the Vinings area, I am looking for a 1br condo in the same area with washer and dryer. I will be moving in April
Hello Lane,

Good time to start looking. There are a number of options out there, new and old. Do you want to remain in the Vinnings area? How much do you want to spend? Any prefere ... more
0 votes Share Flag Fri Feb 7, 2014 Rentals in 30339
Jason Pless, Real Estate Pro in Atlanta, GA
Jason Pless answered:
I AM LOOKING FOR A RENTAL CONDO AROUND WEST VINNINGS AREA WITH WASHER AND DRYER AND A DOG.
Whitney,

I agree with Bill. I can definitely help you find a condo with washer and dryer included, finding one with a dog will be a much bigger challenge. If you have don't already h ... more
0 votes Share Flag Tue Oct 8, 2013 Rentals in 30339
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
How long after finding a new job in the same field with a 3 week gap do we need to wait to apply for a mortgage?
All loan programs today require a verified continuous 24 month employment history in the same line of work, but not necessarily with the same employer. There are only a very few of exc ... more
0 votes Share Flag Fri Aug 23, 2013 Home Buying in 30339
laurasam555, Home Buyer in Atlanta, GA
laurasam555 answered:
Looking for Dec1 rental in 30339 or 30082. Lived in Paces Mills 2 yrs.ago a few yrs. Can negotiate with owner to hold property.?
Am Mrs Laura, i got my loan of $30,000 from a loan lender called Mr Sam Cole. So if you are in need of a loan to buy a home, i will advise you to contact Mr Sam Cole on his email addres ... more
0 votes Share Flag Mon Aug 19, 2013 Home Buying in 30339
Michael Hamm…, Real Estate Pro in 30078
Michael Hammond answered:
Can I refinance my home and roll in 17K of student loans?
Couldn't help but notice, Dorcas Walter from NY, that you also appear to be (in no particular order) Terry Morgan from Little Rock City, Diana Williams from New York city USA, Jessica W ... more
0 votes Share Flag Sat Feb 16, 2013 Home Buying in 30339
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
cam my morgage company make me sign a waver
What is the Waiver for? For legal advice, you would need to consult a real estate attorney.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper ... more
0 votes Share Flag Mon Aug 27, 2012 Foreclosure in 30339
Brian White, Real Estate Pro in Atlanta, GA
Brian White answered:
Can a second mortgage (equity line) come after you if you go to short sale or foreclosure in Virginia?
The safest rule of thumb to follow is to consider that anyone to whom you owe money, but do not pay, can come after you! I always advise my clients to work with an attorney to make sur ... more
0 votes Share Flag Mon Aug 27, 2012 Foreclosure in 30339
Brian White, Real Estate Pro in Atlanta, GA
Brian White answered:
Why would a mortgage company come after the homeowner for the balance after a short sale if the homeowner had PMI? Can this be construed as?
I have always understood that PMI is there to protect the lender's interest, not the buyers. I don't think the presence of PMI has anything to do with whether or not the mortgage compa ... more
0 votes Share Flag Mon Aug 27, 2012 Foreclosure in 30339
Brian White, Real Estate Pro in Atlanta, GA
Brian White answered:
My short sale approval/demand settlement from the bank reads "Mortgagor contribution: Cash at closing : 0.00. Promissory Note: 0.00. As agreed,
I did not read this a as a 'full waiver of the deficiency". There is not enough information here to determine that. I have seen that exact wording before though, once where is it WA ... more
0 votes Share Flag Mon Aug 27, 2012 Foreclosure in 30339
Joan Kaplan, Real Estate Pro in Atlanta, GA
Joan Kaplan answered:
I am planning to buy a one bed room condo in vinings, Georgia. Is this a good investment or should I say Am?
The only way I would encourage the purchase of a one bedroom condo is when there is additional space that can be used as a home office, making it a stronger resale than a one bedroom co ... more
0 votes Share Flag Sat May 26, 2012 Market Conditions in 30339
Fred Yancy,…, Real Estate Pro in Woodstock, GA
Fred Yancy, Broker answered:
I have a low credit score (low 500's). I own a new car, land, mobile home. I'm a teacher, 20yrs. Will there ever be hope for me to get a?
Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit sc ... more
0 votes Share Flag Mon Apr 23, 2012 Home Buying in 30339
Craig M Pitzi, Real Estate Pro in 02465
Craig M Pitzi answered:
We found a property and the sellers wants the financing period be 15 days.
on the other hand, the purchase agreement should state the home sale is contigent upon you obtaining a written committment for financing. If the 15 day mark approaches and you do not ha ... more
0 votes Share Flag Sun Jan 30, 2011 Home Buying in 30339
Wes Black, Real Estate Pro in Louisville, KY
Wes Black answered:
Should we have a lawyer examine the documents before signing the final offer for a house?
While the sales contract is in the area of the realtors expertise and you are using the contract is your local Board Of Realtors recommends,, you are probably fine. But if you would fe ... more
0 votes Share Flag Sun Jan 30, 2011 Home Buying in 30339
Wes Black, Real Estate Pro in Louisville, KY
Wes Black answered:
Is it necessary to have 20% to put down on a house? It seems it will take us forever to save this much, and we've got to get out of this
You do not have to put 20% down to buy a home. There are programs like FHA that allow you to put as little as 31/2 % down. Check with your realtor who can suggest a lender that will rev ... more
0 votes Share Flag Sun Jan 30, 2011 Home Buying in 30339
Tryska, Home Buyer in Atlanta, GA
Tryska answered:
I have decided to look for a home in the 30339 zip code. Is it possible to get a home with a backyard for $130,000. I MUST have a yard for my dog.
Not in 30339. Maybe a condo but those don't usually come with yards. Maybe 30080, most likely in 30082.
0 votes Share Flag Mon Apr 12, 2010 Home Buying in 30339
Sally W. Ham…, Real Estate Pro in Atlanta, GA
Sally W. Hamby answered:
We have signed a contract to build new home few months back. We were negotiating with them on the price and gave them offer for the less as well. But
Stacy has given you good advice. Get the closed sales data, compare the upgrades you have to the one in the comprabables to you home and see if there is the loss you think is there.

... more
1 vote Share Flag Mon Apr 12, 2010 Home Buying in 30339
Bryan Furse, Real Estate Pro in Atlanta, GA
Bryan Furse answered:
I had asked about the zip code 30339. What I meant to ask is, if it's in Cobb, then why does the address say Atlanta, Ga 30339? Shouldn't
Sammy, property taxes are not based on county, but on city; so you will pay property taxes based what city you live within; you won't be taxed twice. I will advise you that City o ... more
0 votes Share Flag Tue Mar 2, 2010 Home Buying in 30339
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