30281 : Questions & Answers

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Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
I owe 119,000.00 on my home but, I want move up but my house because of the market might not qualify for what is owed on it. I want another house
Hi Alma,
As Kirsten indicated, more research is needed to be able to answer your question. You would need to get Pre-Qualified to see if you might be able to afford both mortgage paym ... more
0 votes Share Flag Mon Feb 17, 2014 Home Selling in 30281
Michelle Ful…, Real Estate Pro in Stockbridge, GA
Michelle Fuller-Neal answered:
I am looking for a rental that will accept a medium sized dog and be no more than $900 a month. Is this possible?
That is a possibility but it would depend on several factors such as what size home are you needing, or what area of Stockbridge? If pets are allowed be prepared to pay an additional p ... more
0 votes Share Flag Sun Sep 8, 2013 Rentals in 30281
Judy Onyango, Real Estate Pro in Stockbridge, GA
Judy Onyango answered:
Rental home in Union Grove School District, Henry County Ga
Ms. Hartwell,

Thank you for your inquiry. As an expert in this Area and with multiple family and friends whose children attend school in this District. I can help you find a property ... more
1 vote Share Flag Tue Aug 20, 2013 For Rent in 30281
Joycelewis412, Home Buyer in Sacramento, CA
Joycelewis412 answered:
Im a first time buyer with poor credit, can I get a house or am I wasting time?
Talk to a loan officer. He/she should be able to give you several options. Shop around with different mortgage brokers and see who can be able to give a better deal.



Check if yo ... more
0 votes Share Flag Sun Aug 11, 2013 Financing in 30281
Joycelewis412, Home Buyer in Sacramento, CA
Joycelewis412 answered:
Home purchase after recent discharge from chapter 13.
Typically you will have to wait at least two years. A good mortgage broker or loan officer should be able to give you the details.


Check if you qualify for mortgage. Try http:www.w ... more
0 votes Share Flag Sun Aug 11, 2013 Home Buying in 30281
Arlene Inniss, Real Estate Pro in Stockbridge, GA
Arlene Inniss answered:
Looking for home with fenced yard that take pets.(cats and dogs)
I can help you find a home with a fenced yard that allows dogs and cats. give me a call at 678-441-5475
0 votes Share Flag Sat Aug 3, 2013 Rentals in 30281
Charlyn White, Renter in Lexington, KY
Charlyn White answered:
Hello I am looking to move to Stockbridge or Mcdonough Georgia within the next 60 days I need at least 3 bedrooms price ran in from 750-850 can anyon
Hey just left a nice town home in Mcdonough area off pritty court, owned by Invitation homes; rent is or was 850 a month it's a 3 bedroom 2 1/2 bath very nice the number for invitation ... more
0 votes Share Flag Fri Jul 12, 2013 For Rent in 30281
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
My credit was 570 its now 614, will i be able to buy a home soon..
For an FHA mortgage, most lenders require a 640+ credit score for the last 3-4 years now.

Prospect Mortgage is one of the few direct lenders to offer an FHA 580-639 FICO loan progra ... more
0 votes Share Flag Sat Jun 29, 2013 Home Buying in 30281
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
My husband and I applied for our mortgage in GA recently, we inquired about one of the Choice Loan funded by HUD,
I have never heard of a "Choice Loan" that is funded by HUD.

For the GA Dream Down Payment Assistance program, there is a CHOICE option. That CHOICE program is limited to eligible ... more
0 votes Share Flag Fri Jun 28, 2013 Home Buying in 30281
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Is there a mortgage company that assists contractors with purchasing a home?
Is there something unique to the situation? As far as employment is concerned, a contractor would be treated just like any other W-2 or self employed borrower.

If you are looking ... more
0 votes Share Flag Tue May 21, 2013 Home Buying in 30281
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
i don't have good credit but i need a house. what can i do?
Build up you credit; if you had started two years ago, you'd be buying today.
0 votes Share Flag Fri May 17, 2013 Home Buying in 30281
Jerri Sims, Real Estate Pro in Henry County, GA
Jerri Sims answered:
I have an investment property that I am looking to sell.It is currently occupied with very good tenants. The rent I am getting is $1050.
If you are looking to list a property and are not working with anyone currently I would love to assist. The fac that home or business already has a tenant and these investors are reall ... more
0 votes Share Flag Thu May 2, 2013 General Area in 30281
Sonja  Tani, Real Estate Pro in Snellville, GA
Sonja Tani answered:
Hello, Am looking to buy a house for not more than $170,000 in stockbridge GA.hw do i get a lender without no credit score?
HI JURIST,
HAVE YOU FOUND THE HOUSE YOU WOULD LIKE TO BUY? I CAN REFER YOU TO AN AGENT WHO SPECIALIZES IN FINDING YOU THE BEST DEAL POSSIBLE FOR YOUR MONEY. I'M AFRAID, WITH ONLY $10 ... more
0 votes Share Flag Tue Nov 6, 2012 Financing in 30281
Voices Member,  in
Voices Member answered:
We have recently put a house under contract. We got the inspection done and the furnace is not working. Will FHA still approve the loan or is it a?
You will need the heat to be functional to move forward with the transaction.
FHA criteria is often fairly strict.
We just had a deal in our office fall through due deck posts not be ... more
0 votes Share Flag Wed Jul 18, 2012 Foreclosure in 30281
Voices Member,  in
Voices Member answered:
204 james forest court, in stockbridge georgia 30281 is being handel by your bank, could I have have the information on it.Thanks.
Hiram,

I am an agent and would be more than happy to work with you to find out more information about the property you mentioned.

I work hard for my clients and appreciate the opp ... more
0 votes Share Flag Wed Jul 18, 2012 Foreclosure in 30281
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Does the cosigner if listed below the name of the owner have to sign the title for car to be sold?
Anyone on title would have an interest in the property. All parties must sign giving their permission for a sale.
0 votes Share Flag Sun Feb 26, 2012 Financing in 30281
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Once you buy a house,is there a time restraint to when you can refinance?
There is no technical length of time that a property must be owed before it can be refinanced. There are restrictions for the first 12 months of ownership though. For most loan progra ... more
0 votes Share Flag Wed Dec 7, 2011 In My Neighborhood in 30281
Michael Hamm…, Real Estate Pro in 30078
Michael Hammond answered:
how much work dows this home need?
There is no link provided, Curtis.
0 votes Share Flag Wed Oct 12, 2011 In My Neighborhood in 30281
Timothy Brown, Real Estate Pro in Alpharetta, GA
Timothy Brown answered:
IS ONE BETTER THAN THE OTHER BUYING OR RENT TO OWN A HOME?
Jasper,

In addition to the answers listed below remember that mortgage interest rates are at historic lows as are property values in the metro Atlanta area. Additionally, by owning ... more
0 votes Share Flag Wed Jul 6, 2011 In My Neighborhood in 30281
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
whats the minimume creit score needed to qualify for a home loan.....
Much will depend on the type of loan and downpayment amount--but there are other factors besides credit that determine loan qualification; therefore visit with any qualified loan office ... more
1 vote Share Flag Tue Jul 5, 2011 In My Neighborhood in 30281
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