Financing in 30127 : Questions & Answers

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Tom Hinz, Real Estate Pro in New Jersey
Tom Hinz answered:
Are there still Hard Money lenders around ?
Yes... they are around and very helpful when conventional financing is not an option.
If you type in google "hard money lenders 30127 (or city name...)"
Make sure you ask the followi ... more
0 votes Share Flag Wed May 13, 2015 Financing in 30127
Tom Hinz, Real Estate Pro in New Jersey
Tom Hinz answered:
Private Mortgage Lender Needed
You should look into getting a short term affordable adjustable rate mortgage. If that doesn't work, look into a hard money lender...they can get you funds quickly....given you want to ... more
0 votes Share Flag Wed May 13, 2015 Financing in 30127
Veronica Med…, Renter in Atlanta, GA
Veronica Medellin answered:
Is it possible to get a construction to permanent loan with excellent credit/less than 10% down in GA or do we need to spend a few more years saving?
We are using First Citizens Bank for our build.

http://www.firstcitizensonline.com

They have a 10% down payment, 5/1 arm, interest only payments while building. You have to have ... more
0 votes Share Flag Fri Aug 15, 2014 Financing in 30127
Michael Kirk…, Real Estate Pro in West Hartford, CT
Michael Kirkutis answered:
Why do you think ARMs or Adjustable Rate Mortgages have a bad reputation of being risky ?
In the mortgage lending area, ARM mortgages have a advantage of starting lower rates as compared with fixed rate loan but the disadvantage of possibly higher payments over time as the l ... more
0 votes Share Flag Wed Oct 9, 2013 Financing in 30127
Tom Lamb, Real Estate Pro in Fayetteville, GA
Tom Lamb answered:
How many times can a client do a rapid re-score, and is it instant ?
I have no idea what a rapid re-score is.
0 votes Share Flag Wed Oct 9, 2013 Financing in 30127
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
Do you recommend Seniors to get a Reverse Mortgage on their home ?
I do not have anything against reverse mortgages and for some individuals they can be beneficial. However this is a complex question and there's simply no one good answer. Seniors would ... more
0 votes Share Flag Tue Sep 17, 2013 Financing in 30127
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
Are you asking your clients for a retainer fee ?
Hi Tonya,
In my region, agents do not request retainer fees. If two agents have the same qualifications and similar experience and the customer can't decide which one to choose but o ... more
0 votes Share Flag Sun May 19, 2013 Financing in 30127
Gerard Dicks…, Real Estate Pro in Fulton County, GA
Gerard Dickson NMLS# 213075 answered:
Hello , I was wondering if there is a lender out there that deals with not so perfect credit. The scores are 598, 623,678..
620-639 credit score programs requires additional qualifying that above 640 does not require. Additionally, the higher the score the more down payment assistance programs the borrower
... more
1 vote Share Flag Fri Jun 29, 2012 Financing in 30127
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Why are mortgage companies low-balling appraisals/?
As for comps, consumer do not have access to the same MLS/FMLS/public records data sources for closed sales that appraisers do. Also, there is a lot of training that goes into differen ... more
0 votes Share Flag Sat Aug 6, 2011 Financing in 30127
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