My name is Theo Delyannis and I am with Atlantic Bay Mortgage Group in Virginia Beach. I received your request for information from Galler Of Home Realtors.
Of course there is help. And like you stated, the damage happened six years ago. The minimum middle credit score needed for a VA loan is 620.
If you would like, we can run a credit report to see where you currently stand and then see what needs to be done to potentially increase your scores.
my email address is email@example.com or you can reach me at either work- (757) 498-6789 or cell- (757) 642-1855.
I look forward to hearing from you.... more
The city tax assessment value is available on the Virginia Beach City website, however, the tax assessment value is not the same as the market value of the property. The value given for taxation is a guide, but not a sales value. There are many factors that make up a property value, including condition and comparable sales in the neighborhood. To help determine the true property value you would need to do a complete market analysis on the subject property.
If I can be of assistance to you, do not hesitate to contact me.
Nelene Gibbs, Realtor
Real Estate Investment Advisors
222 Central Park Ave Suite 1010
Va Beach, Va 23462
Fax Toll Free: 1 888-402-1666
mail to: firstname.lastname@example.org
You do not need a list the MLS will indicate foreclosed properties in the listing. Look in the neighborhoods you choose to live and you may be able to find a good deal on one you can save from forclosure.... more
Yes 5% is a great fixed rate and I just locked an a new property for 4.25% which is even better.
However this is what is known as a window of opportunity. It has never been a better time to get both
a low priced home and a great interest rate at the same time. If you have a small down payment or you are
VA qualified. What are you waiting for?... more
Hi Jeff. I work regularly in the 23454 area - basically, Greater Great Neck - and the answer to your question honestly is across the board. It really, for all intents and purposes, is a property-by-property situation, with very little about which to form such a generalization. It also, as you may expect, depends in large measure on
 how well - i.e., correctly - the property is priced, and
 the level of selling interest/motivation of the property owner.
The higher you get in the price point range, and the $700s of course is getting up there - the greater variance you also will find in answering this question.
The most imporant objective in any such purchase is to make sure you pay the right price. Period. Representing buyers, I never worry about what an asking price is. People can ask what they want. The important thing is to pay no more than the house is worth and, in so doing, if you can get something of 'a deal' [again, depending on the motivation level/objectives of the seller], then naturally even better. I personally carefully and painstakingly study the comparable sold properties, develop what I think is the right number, go in and convince the other side why we are right and why this is where they need to sell the house.
Let me know what I can do. I am a strong negotiator [with over 20 years as an attorney with broad corporate law experience before becoming a Realtor], and a local native who works the area extensively. I'd be grateful for the opportunity to work with you.