22201 : Questions & Answers

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Karen Peyton, Real Estate Pro in 85224
Karen Peyton answered:
My boyfriend want to be on the deed even though I am getting the loan and paying the majority of the closing cost
Don't! Don't put his name on the deed! If you feel you must, proceed after and only after you have received legal council.
As written his contribution (the down-payment he will make) ... more
0 votes Share Flag Fri Feb 13, 2015 Home Buying in 22201
Zac Dennehy, Real Estate Pro in Fairfax, VA
Zac Dennehy answered:
Hi I want to know that how long it take to add or transfer my son's name in morgage loan and what is the procedure
Hello,

You would most likely need to refinance the home to "add" your sons name to the mortgage. If you are looking to transfer the mortgage loan to or from your son, that is a bit m ... more
0 votes Share Flag Thu Oct 2, 2014 Home Ownership in 22201
Zac Dennehy, Real Estate Pro in Fairfax, VA
Zac Dennehy answered:
I have a bad credit but I do have a job and I'm making between 2,500 to 3,000 a month. My question is can qualify to purchase a house
Hello Paul,

I am a Senior Loan Officer for a local lender in Fairfax, VA. There are many factors that go into a pre-approval, but I would be happy to take a look for you. At this poi ... more
0 votes Share Flag Mon Aug 18, 2014 Home Buying in 22201
Angie & David…, Real Estate Pro in Gulf Shores, AL
Angie & David Swiger answered:
Has anyone had anyexperience with Reo Direct Partners out of Illinois? Considering REO business. Susie Helfer Broker Windermere
Has anyone had any experience with Isis REO? They've contacted us about doing a BPO to have a REO property reassigned to us, but the site charges a $69.95 initiation fee plus a $29.95 m ... more
0 votes Share Flag Mon Aug 4, 2014 Agent2Agent in 22201
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
spouse and I are purchasing property we are listed as tenants by entirety with right to survivorship not tenants in common but we have 3 kid.
This is absolutely a legal question. If you won property and have children you need a will. Sit down with an attorney and start discussing it.
0 votes Share Flag Fri Jul 25, 2014 Home Buying in 22201
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If anything happens to me I want my kids to get my portion what should I do? The title deed has us listed as tenants by entirety with right to
Why are you here, you really should be consulting with an attorney and not relying on online information....
0 votes Share Flag Fri Jul 25, 2014 Home Buying in 22201
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
If anything happens to me I want my kids to get my portion what should I do? The title deed has us listed as tenants by entirety with right to
this legal question is best answered by an attorney.........no need to finish the question
0 votes Share Flag Thu Jul 24, 2014 Home Buying in 22201
Matt Leighton, Real Estate Pro in Arlington, VA
Matt Leighton answered:
I live in India and want to give down payment for an apt .in Arlington . Can I get a loan and at what interest rates ?
What are you putting down and what is your credit score?

We need more information to determine loan amount and interest rate.
0 votes Share Flag Fri Jul 18, 2014 In My Neighborhood in 22201
Matt Leighton, Real Estate Pro in Arlington, VA
Matt Leighton answered:
Looking to rent in Arlingon, VA area!
Most 2 bedrooms in Arlington will start around $1600.

You may be able to find a few for less. Be sure to check out Dominion Towers and Park @ Arlington Ridge.

But in Arlington, $1 ... more
0 votes Share Flag Fri Jul 18, 2014 Rentals in 22201
Matt Leighton, Real Estate Pro in Arlington, VA
Matt Leighton answered:
What to do with bedroom in basement for more offers?
Keep the 4th bedroom. Makes your property unique and adds something that others don't have but still value
0 votes Share Flag Fri Jul 18, 2014 Home Selling in 22201
Matt Leighton, Real Estate Pro in Arlington, VA
Matt Leighton answered:
im looking apartments
Be sure to look at condos too. Sometimes you get a better deal by working directly with the landlord as opposed to a large management company.
0 votes Share Flag Fri Jul 18, 2014 Home Buying in 22201
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Bank wants my name off the deed
Cheri,
There are safe, legal ways to address this, but you need to get an attorney or Escrow to help you. One consideration would be a prenuptial agreement specifying this issue only ... more
0 votes Share Flag Sat Jun 14, 2014 Home Buying in 22201
George Ecker…, Real Estate Pro in District of Columbia
George Eckerle answered:
My fiancé and I are going to purchase a home and he wants to put the home in his business name only. How would that affect me?
I agree with the fine answers provided below about needing to check with an attorney. Above and beyond the question of what would happen to your interests if you divorced, or never mar ... more
0 votes Share Flag Thu Mar 6, 2014 Home Buying in 22201
pepperjust, Home Owner in Ward, AR
pepperjust answered:
Name on Mortgage and Title - can I add my wifes name later? Can we use middle names on the tile?
my house is paid for. my question is can i transfer my title to my chrilden?
0 votes Share Flag Mon Jan 20, 2014 Home Buying in 22201
Chris Ognek…, Real Estate Pro in 22025
Chris Ognek Best of Trulia answered:
if a refinance is approved only on one spouse's credit worithness can the other spouse be added to the new morgage name on the deed.
If for some reason the lender you are working with does not allow the spouse to be on the deed because they are not on the mortgage, you can do a quit claim deed after closing. You can ... more
0 votes Share Flag Mon Aug 26, 2013 Home Buying in 22201
Title Agent…, Real Estate Pro in Kansas City, MO
Title Agent 64055 answered:
if my name is on benefeciary deed already and can i add one on be half of my side which is from my family at the philippines?
No. Only the owner of the home can add names to title, even on a Benficiary Deed. After the death of the owners and the "ben deed" goes into effect, then you may quit claim the property ... more
0 votes Share Flag Wed Aug 14, 2013 Financing in 22201
Title Agent…, Real Estate Pro in Kansas City, MO
Title Agent 64055 answered:
how to remove a home equity lien against a home when the bank is no longer in business and no documentation is available that shows the loan was paid?
I work for a title company and ths happens quite often. The trick is to find the successor of the bank. Try the governments website for old banks. Called the FDIC Bank Find.
http://www ... more
0 votes Share Flag Wed Aug 14, 2013 Home Buying in 22201
Title Agent…, Real Estate Pro in Kansas City, MO
Title Agent 64055 answered:
If we buying a house with cash...I mean paying off the house, can both of us on the deed without being married?
Sure you can. You can take title together as tenants in common or joint tenants. Joint Tenancy ensures that the full interest of the property passes to the survivor of the two, while Te ... more
0 votes Share Flag Wed Aug 14, 2013 Home Buying in 22201
Gary Hughes, Real Estate Pro in Arlington County, VA
Gary Hughes answered:
How do I make sure my mom doesn't lose her house when my father passes away?
My suggestion: See an elder law / estate planning attorney. Make sure the attorney is a member of NAELA (National Association of Elder Law Attorneys) Based on what you have said the ... more
0 votes Share Flag Tue Aug 6, 2013 Home Buying in 22201
Thomas Moser, Real Estate Pro in East Northport, NY
Thomas Moser answered:
how can i add my spouse to the deed on my house and all of my properties?
What you need to do is see a lawyer. This is not something that you should try to do yourself.
0 votes Share Flag Thu Jul 4, 2013 Home Buying in 22201
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