UW check on the accounts you provide. If what you provide is enough to cover the funds needed and reserves than nothing else will be required. Talk to your loan officer about the amount needed with a cushion and then provide what is required. Hope this helps and let us know any follow up.
Senior Loan Officer
1ST Mariner Mortgage
Lending in all 50 states
You need 3 years since discharge date but that doesnt mean your wife cant qualify for hte loan herself and have you on title. Please call me anytime, 410.526.1915 or visit my website to comlpete a loan application for exeact qualification. Wells Fargo is one of the only lenders lending under a 640 score.... more