21231 : Questions & Answers

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ndouglastommy, Home Owner in Gambrills, MD
ndouglastommy answered:
If I refinance an existing mortgage, do I need to pay the state tax stamp?
If I refinance my family house and request a goodbye mortgage money for my town house, I will need to pay transfer taxes for the cash out amount? How much is the %?
0 votes Share Flag Sun Sep 22, 2013 Financing in 21231
Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
Income limits on FHA loans and closing
Hi New Buyer,

It sounds like you are well qualified for an FHA or conventional loan. Connect with a good LOCAL lender (I don't recommend on-line lending resources) and have the ... more
0 votes Share Flag Tue Aug 16, 2011 Home Buying in 21231
Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
New to Baltimore - do lenders accept extinguished ground rent
Hi Chas,

You might have to make payment into an escrow account but generally the amount is negligible when the annual fees are only $100 or $200 per year.
0 votes Share Flag Sun May 22, 2011 Market Conditions in 21231
Robert Mcgee, Real Estate Pro in Baltimore, MD
Robert Mcgee answered:
If the ground rent owner in Baltimore owns the land, why isn't that owner taxed on the land value
It is because the land lease recorded in the court house says you are responsible for the taxes. It is what is called a triple net lease. You are responsible for taxes, insurance and ma ... more
0 votes Share Flag Sun May 22, 2011 Market Conditions in 21231
real estate…, Real Estate Pro in Montgomery County, MD
real estate md va dc answered:
How does the current (mid-June 08) Baltimore market compare to say, 3, 6, and 12 months ago?
Still plenty of inventory to choose from. Prices have held steady or even lowered with some condos.
0 votes Share Flag Thu Aug 28, 2008 Market Conditions in 21231
real estate…, Real Estate Pro in Montgomery County, MD
real estate md va dc answered:
What are the current loan requirements for investment properties in Baltimore?
How many units is the property? it's possible you can get a commercial loan on it. try http://www.choicefinance.net/commercial_mortgage_real_estate_loans.htm
0 votes Share Flag Thu Aug 28, 2008 Home Buying in 21231
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