These questions are difficult to answer. A Home Owners Association in certain communities is mandatory and has specific rules and regulations that home owners in that community MUST follow. These exist generally in newer neighborhoods rather than older, established neighborhoods.
In the older communities there can be community associations that are voluntary and that are for the greater good of the community. They have no authority to penalize anyone generally speaking. These types of organizations can work with the government to get inspectors to check neighborhoods, similarly to how an individual can call a County agency directly and ask for help with a problem.
As a resident, you might try calling the office of the Baltimore County Executive, at 410-887-2450, for assistance. They might help you directly with your situation, or they may refer you to the correct agency that handles the type of problem you are dealing with. You can also check out the Baltimore County website, at http://baltimorecountymd.gov/.
The bottom line is that caring residents can help to build a positive image in a community, but we have to rely on the authority of the County government to impose fines and other penalties. I hope this is helpful to you, and I wish you all the best as you try to better your community.
Not enough room for entire question so here is the whole question. I was born in the U.S. & now live in Ireland. My (irish) husband & I want to buy our first home in Essex. Maryland. We will be paying cash for our home; are there any perks or benefits we can look forward to as first time U.S. buyers?
Dublin Lady; Dublin, Ireland... more
According to the tax record $2642 is the total taxes for this property.
TOTAL TAX BILL: $2,642 City Tax: Tax Levy Year: 2010
State/County Tax: $1,850 Refuse: Tax Rate: 1.21
Special Tax: $793 Homestd/Exempt Status: Exempt Class: 000
Front Foot Fee: Tax Class: Mult Class:... more
If the home is in a Home Owner Association - you cannot avoid the fees.
The fees generally pay for maintenance of the common areas and insurance for the association.
Sometimes - the fees pay for more - check with the Realtor selling the home.
Check out the HOA documents to see what you are liable for.... more
These homes have increased in value on average right around 10% to 20%. Baltimore County has dropped due to the economy about 25%. If you would like a FREE Market Analysis on your property, please feel free to contact me.... more
Are you a first time home buyer? Look at FHA loans - 3.5% down and it can even be a gift. In VA, we have a no money down option if you are income qualified (vhda plus), and the Veterans Admin offers a no money down options, if you are a vet.
After you close, you'll likely qualify for a tax credit of up to $8,000, PLUS your normal mortgage interest tax breaks.
You need to find a real estate agent and ask for a referral to a lender and start working on this. YES, there are options for you. Are you looking for a home in Baltimore? I know a great agent there - email me and I will connect you (firstname.lastname@example.org)... more