20152 : Questions & Answers

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Wanda Rast, Real Estate Pro in South Riding, VA
Wanda Rast answered:
How high is the crime at the Abbey apartments on Thoroughgood Drive?
Hi, I live in South Riding and feel very safe here. If you are concerned, here is a link to the Loudoun County Sheriff's Office, http://sheriff.loudoun.gov/index.aspx?NID=106
0 votes Share Flag Thu Apr 10, 2014 Crime & Safety in 20152
susfree, Home Buyer in Irvine, CA
susfree answered:
why do sellers not want to agree to a VA loan from a buyer?
We are going to lose our dream home today even though we are offering more money simply because we are using VA loan. So what does it mean that we offer more money and our lives in serv ... more
0 votes Share Flag Fri Mar 21, 2014 Home Buying in 20152
Eve Weber, Real Estate Pro in Leesburg, VA
Eve Weber answered:
blder said they will knock down price by $30k..from..list price - 10 for not using a realtor..10 builder incentives..and 10k for being repeat custome
Builders have all sorts of ways they promote the sale of new homes. Ultimately they have particular numbers they need to meet in order to maintain a profit and if they can make more fr ... more
0 votes Share Flag Sun Mar 2, 2014 Home Buying in 20152
Susan Temple…, Real Estate Pro in Bellingham, WA
Susan Templeton answered:
i am shopping now what qualifications should i compare or questions i need to ask when selecting a realtor to assist me with the sale of my property..
Fair questions of any Realtor:
1. Ask to see their listings that are active or sold (your specific type/location/price range)
2. Are you a full time Realtor? "R" logo on cards means ... more
0 votes Share Flag Tue Feb 4, 2014 Home Buying in 20152
Rich Triplett…, Real Estate Pro in Centreville, VA
Rich Triplett - TheRealtor4You answered:
Selling our TH in South Riding..we have all SS appliances except our gas stove..should we spend $$ to get a SS gas stove...before we showcase our TH
Well, the simple answer is "it depends". Your choice of words (" ... before we SHOWCASE OUR TH") indicates you understand the importance of first impression. Obviously matching applia ... more
0 votes Share Flag Mon Feb 3, 2014 Home Buying in 20152
Kathy Knight, Real Estate Pro in 53538
Kathy Knight answered:
If you do a deed in lieu of foreclosure or a straight foreclosure, will the lender pay you a moving fee of $2500 or $3000?
In my experience with foreclosures, the deed in lieu let's you out of the mortgage without any type of compensation. This is in no way the rule or exception as all banks handle forecl ... more
0 votes Share Flag Thu Jan 30, 2014 Home Selling in 20152
Travis Moelk…, Real Estate Pro in Hudsonville, MI
Travis Moelker answered:
Selling our townhome..in South Riding...how essential is it that we have a deck built or is it necessary at all?
Great question! It basically just comes down to the comps in your area. If you can put a deck up for 1k and still get the money out of it that you need it is going to be a great selling ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in 20152
Chris Ognek,…, Real Estate Pro in 22407
Chris Ognek, Q Real Estate answered:
Opinions: Is it better to replace carpet on a listing or offer a credit to allow the buyer to select the type and color preferred?
Underwriters are not allowing credits for anything other than closing costs. I would keep it simple and replace the carpet with a neutral color - I think you will probably make money o ... more
0 votes Share Flag Tue Jan 28, 2014 Home Selling in 20152
Abby Springer, Real Estate Pro in 80222
Abby Springer answered:
Builder is selling me a spec home. there are 3 spec homes on the block that are not under contract..how much of a discount can i expect to get.?
I agree with a lot of the comments below. If there are other builders in the area that you would also consider, definitely compare pricing and let them know that you're shopping elsewhe ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 20152
Susan Temple…, Real Estate Pro in Bellingham, WA
Susan Templeton answered:
are closing costs typically 5% of home price..or can it be as little as 2%
Closing costs can be paid by the Seller, usually between 3 and 4%. Some fees are fixed so the % can be higher for smaller loans. Depending on the county and your Purchase Contract, the ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 20152
Matt Elliott, Real Estate Pro in 20148
Matt Elliott answered:
builder is asking for 5% from me for closing costs ($32k) for a spec house..is that too much for me buyer like me to pay for a $600 new property?
If you are referring to the deposit they are asking you to pay at the time of the contract, it's a typical request. Builders typically ask for anywhere from $10K - 10% of the sale pric ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 20152
Andy Padmana…, Real Estate Pro in 20105
Andy Padmanaban answered:
Buying new home in Chantilly, VA AVONLEA
Avonlea is a great community. My brother-in-law just bought a townhome a year ago for almost that price, so I believe you are ok price-wise.

The community is great because you have a ... more
0 votes Share Flag Wed Dec 18, 2013 Home Buying in 20152
bobmgddelrio, Home Buyer in Chantilly, VA
bobmgddelrio answered:
buying a new home is it expected that the seller will decide against against my request to buy their home
so a VA loan for a brand new could be denied
0 votes Share Flag Wed Jun 12, 2013 Home Buying in 20152
Kelly Cooper, Real Estate Pro in Loudoun County, VA
Kelly Cooper answered:
The new tax assessment for 2010 shows big drop in 20152. How will this value influence the market price? Should I buy now or wait and see?
The Ridings at Blue Springs is a great community and the kids attend a very good elementary school down the street. We know several families currently living there and several kids at t ... more
0 votes Share Flag Thu Feb 9, 2012 Home Buying in 20152
Vivianne Rut…, Real Estate Pro in Fairfax County, VA
Vivianne Rutkowski answered:
Hooray I think? Need help with short sale process.
http://www.shortsaleluxuryhomes.com/Loudoun_County_VA/page_2449780.html

To agent who posted this link:

In Virginia real estate agents must be affiliated with a broker AND the brok ... more
0 votes Share Flag Mon Jul 25, 2011 Home Buying in 20152
Brent Mendel…, Real Estate Pro in Bethesda, MD
Brent Mendelson answered:
I want to refinance from FHA(taken in 2011) to Conventional(pay down LTV to 78%) to avoid PMI. Will i get any refund from upfront MPI.?
Nick,

Thanks for the back up. And good point on looking at all options including not paying down the loan but getting MI over 80%. Now you have some options from which to choose.
0 votes Share Flag Sun May 22, 2011 Financing in 20152
Laura Davis,…, Real Estate Pro in Chantilly, VA
Laura Davis, Realtor answered:
My fiance and I want to get pre-approved for a mortgage. Will it hurt his credit if he tries to get approved without me and then again with me.?
Hello Lisa,

It is not a problem for your Fiance to have his credit pulled for himself to be pre-approved and then again for the two of you to qualify together if necessary. Since the ... more
0 votes Share Flag Tue Feb 1, 2011 Credit Score in 20152
EmpoweredBuy…, Real Estate Pro in Bethany, OH
EmpoweredBuyer.com Buyer Rebate answered:
Flat Fee MLS as the Seller?
We have local professionlas in the area that can help!
0 votes Share Flag Mon Jan 10, 2011 Home Selling in 20152
Ritu, Real Estate Pro in 20151
Ritu answered:
Our lender rejected our short sale because our payments are current. We must sell but don't have the money to close (underwater). What would?
I had a client who was in similar situation. Bank would not work with him on short sale and/or loan modification because they made enough and ratios where under the new guidelines.

... more
0 votes Share Flag Tue Jan 4, 2011 Home Selling in 20152
Janice Cairns, Real Estate Pro in Fairfax County, VA
Janice Cairns answered:
Pros & cons of using the listing agent as the buyers agent.
It is in your very best interest to get your own Buyer's Agent to represent you in the purchase of any home, whether foreclosure, short sale or regular sale. A Buyer's Agent ... more
0 votes Share Flag Mon Jun 21, 2010 Foreclosure in 20152
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