It seems you're just starting in your search for a property. I think it's very important that you take an honest look at your numbers going in and what you expect to get as a return. This should be weighed compared to how you would spend that money and invest it another way. If you are renting now, you're giving up some advantages that a homeowner has but allows you some flexibility. But just because you would rather pay down a mortgage than rent from a landlord, doesn't mean that it's the right thing for you. You need to be clear about your goals and your time horizon.