Wells is swamped with refinances, as I understand it, underwriting is backed up over 60 days. American Bank is also swamped, but our underwriting times are 4 business days, conditions 48 hours. I would be happy to help you get your refi done in a timely fashion.
Best wishes, Jim, American Bank, 703 615 4675... more
I don't have 80 /10/10 programs but as you can see they are available from other loan officers. You should look at those programs and also as Nick suggested conventional programs under one loan at 90% might be the way to go. It's worth a look. Hope this helps and please let us know if you have any questions.
Senior Loan Officer
600 Jefferson Plaza, Suite 400
Rockville, MD 20852