19131 : Questions & Answers

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imeldaromero…, Home Buyer in Chula Vista, CA
imeldaromero2014 answered:
How do u know what u can afford when buying a house? Do you need a great credit score to get approved?
Find a good loan officer for income verification between husband and wife. It embraces all of your credit score and question and answer portion of the rep. Experience and honest broker ... more
0 votes Share Flag Sun Jan 26, 2014 Home Buying in 19131
Joi Lawrence…, Real Estate Pro in Philadelphia, PA
Joi Lawrence-jones answered:
I am a student and young professional with a husband who works and a small child.
Please contact me in order to let me know what you mean by a "bad rental." A

With Sincere Thanks
Joi Lawrence-Jones is “THE JOIFUL REALTOR®”
Cell, (215) 703-8468
... more
0 votes Share Flag Tue Jul 16, 2013 Home Buying in 19131
Nhuynh19012, Real Estate Pro in
Nhuynh19012 answered:
I will be looking for a condo or apt one bedroom for rent in the Wynnefield Area, one bedroom with a balcony is possible.
Valerie,

I have a condominium available at the Riverpark House which is located right in the Wynnefield zipcode. It is $1200 with all utilities and cable included. Please let me know ... more
0 votes Share Flag Tue May 14, 2013 Rentals in 19131
Stephen Webb…, Real Estate Pro in Seattle, WA
Stephen Webber answered:
Should i have hope?
And be sure to research the MCC tax credit for first time home buyers! Its the best tax credit ever. Article #9
0 votes Share Flag Mon Apr 1, 2013 Home Buying in 19131
Sheri Curci, Real Estate Pro in Philadelphia, PA
Sheri Curci answered:
I had a chp 7 bnk dischrg 2 yrs ago, I have est new credit but some of my pymt were 30, 60 days late. Late due to a trans in job.
Good evening Michael,

Well…. allot of American consumers are in the same boat as you are. Prior to 2008 the lenders use to have the underwriters review the letter of explanatio ... more
1 vote Share Flag Thu Oct 11, 2012 Financing in 19131
James Gordon…, Real Estate Pro in Cincinnati, OH
James Gordon ABR PBD SFR SRS answered:
Trying to decide to add on to existing home or sell for a 2 family to help out daughter?
You should talk to a local Realtor®. My biggest concerns if I were in your situation would be over improving my home for the neigborhood, Zoning isssues and would they allow what I ... more
0 votes Share Flag Wed Aug 8, 2012 Home Selling in 19131
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
WHAT HAPPENS IF TWO PEOPLE BUY A HOUSE TOGETHER BOTH ARE ON THE DEED BUT ONLY ONE IS ON THE MORTGAGE AND THAT PERSON DIES IN THE STATE OF TEXAS.?
Hello Sherrie,

There are three parts to this.

1. The title. You are both on that.
2. The note. Only one party is on that
3. The mortgage. That is the promise of the property as ... more
0 votes Share Flag Wed Jul 25, 2012 Home Selling in 19131
Erica Ramus, Real Estate Pro in 17901
Erica Ramus answered:
If a property is owned by two people and one person dies, does the property go to the other person on the deed or does it go to the deceased children?
Does the deceased have a will?
How is the property owned/deeded?
0 votes Share Flag Thu Dec 29, 2011 Home Selling in 19131
Bruce Lang, Real Estate Pro in Philadelphia, PA
Bruce Lang answered:
Is it possible for a house that was listed here for rent to be available for rent again in about two years?
writw the owner....go to phila.gov and look up the owner and mail him
0 votes Share Flag Mon Dec 19, 2011 Rentals in 19131
Gabriel Palo…, Real Estate Pro in Pompano Beach, FL
Gabriel Palotas answered:
I have had my home listed in the 19131 area since September 21, 2009. I live close to city ave, fairmount park, etc. I just don't feel that my
Nej,
Realtors are not illusionist or magicians. They work, stage, a home in competition with a market that is not so robust. Before you take it out on the realtor ask yourself would ... more
0 votes Share Flag Sun Dec 4, 2011 Home Selling in 19131
Gabriel Palo…, Real Estate Pro in Pompano Beach, FL
Gabriel Palotas answered:
In 19131, what % of value is customary to spend on updating before putting a house on the market?
Updating is like make up. Underneath is the evidence of age and imperfections that they are covering up.
Selling ones appearance as to impress others has indeed became a national t ... more
0 votes Share Flag Sun Dec 4, 2011 Home Selling in 19131
Gabriel Palo…, Real Estate Pro in Pompano Beach, FL
Gabriel Palotas answered:
is it a good time to sell my home?
The best time to sell a home is when YOU have a reason to.
Nej,
We have become a society that moves on the decision of others not of our own. The best answer is take control of your l ... more
1 vote Share Flag Sun Dec 4, 2011 Home Selling in 19131
Eric Axelson, Real Estate Pro in 19103
Eric Axelson answered:
When buying a home who should I consult with first? A realtor, Mortgage broker or go straight to my credit union?
Hi Dee,

I would sit down with a Realtor for what's called a Buyer Consultation. Can be done at my office or a Starbucks near you.

If you're excited to see some homes, yo ... more
0 votes Share Flag Sun Dec 4, 2011 Home Buying in 19131
Bruce Lang, Real Estate Pro in Philadelphia, PA
Bruce Lang answered:
how do I find a good first time home buyers program for the phila area?
cwaters@uac.org

urban afairs coalition
0 votes Share Flag Tue Nov 15, 2011 Home Buying in 19131
The Somers T…, Real Estate Pro in Philadelphia, PA
The Somers Team answered:
How much added value does having a remodeled kitchen and a rear deck add to a property ?
When I do my calculations for clients (not rocket science just personal experience in how these sales translate) I see these improvement values in Philly Homes that sell for up to 250K ... more
0 votes Share Flag Thu May 5, 2011 Home Buying in 19131
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
WHAT CREDIT SCORE IS NEEDED FOR FDA LOANS?
Hello Melvin,

There are FHA loans and USDA loans. In theory there are no credit score requirements but in actual fact there are. I have lenders that say they can go down to a 540 cre ... more
0 votes Share Flag Sun Dec 12, 2010 Credit Score in 19131
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