In order to do a RTO you will have to be able to pay for whatever the expenses is on the property plus the cash flow that you SHOULD be looking to receive. Otherwise, why are you investing?
IN other words you would need to be able to see a profit at the end of the transaction. You spell that out when you buying the property. You just collect most of it on the back end(when you sell the property)
There are other options in the area to homeownership.