12601 : Questions & Answers

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Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
How so I deactivate my account?
You'd have to contact Trulia direct at 888-553-9084.
0 votes Share Flag Thu Jan 29, 2015 How To... in 12601
USMortgageRa…, Real Estate Pro in Austin, TX
USMortgageRanger answered:
Hello, my FICO scores are 611, 635, 714. I make 23k a yr, no real debt and I want 125k getting a mortgage broker what are my chances?
Hi Rizu1977

Thanks for your post & congratulations on your decisions to purchase a home. I would suggest you get APPROVED not just pre-qualified. Let me explain the difference. When ... more
0 votes Share Flag Sat Jan 3, 2015 Home Buying in 12601
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Can a seller negotiate the sales commission in this market?
Yes, commissions are always negotiable between you and your agent, there are no set standards; therefore choose your agent with care and not by commission alone...
2 votes Share Flag Sun Jan 26, 2014 Home Selling in 12601
Kim Benedict, Real Estate Pro in 06902
Kim Benedict answered:
What's the mortgage rate ?
They change daily and even during the day, best to keep an eye on the mortgage broker or the bank you plan on using.
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 12601
Kim Benedict, Real Estate Pro in 06902
Kim Benedict answered:
Looking for pictures on expired ny listing MLS302860
Ask the listing agent they will have them as it is there property form handling the listing.
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 12601
Kim Benedict, Real Estate Pro in 06902
Kim Benedict answered:
What's the mortgage rate?
They change daily and even during the day, best to keep an eye on the mortgage broker or the bank you plan on using.
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 12601
Crystal De R…, Real Estate Pro in 12508
Crystal De Raffele answered:
Market value and condition for newer raised ranch-I would like to find the market value and selling
Seeing a property is the only way we can evaluate what it can sell for....But...it's becoming a Sellers Market and homes are getting mulitple bids, due to the simple fact there is not a ... more
0 votes Share Flag Sun Jun 2, 2013 Home Selling in 12601
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
buying short sale property
Good afternoon Rudy,

I've been helping First Time Buyers for 23 years as a mortgage professional and I will tell you what I have always told my clients here in New York: If you are a ... more
0 votes Share Flag Fri Apr 26, 2013 Home Buying in 12601
Robert Hoffm…, Real Estate Pro in Middle Village, Queens...
Robert Hoffmann answered:
We are looking to sell our home. It is in the ongoing newly constructed community at Inwood Laked in Poughkeepsie.
Hello Italian Couple on Trulia
I have decided to read the comments from others this time before replying
I believe Denise has given you a very honest and free answer.
I base my busin ... more
0 votes Share Flag Sat Mar 23, 2013 Home Selling in 12601
Voices Member,  in
Voices Member answered:
The house which I was going to buy is a short sale and both the seller and buyer did their home appraisal, Now what will be the next step?
Hi Jenny -
Not sure what you mean about 2 appraisals. Also not sure how far along you are in the process. As has been suggested, your agent should advise you. Short answer is WAIT! ... more
0 votes Share Flag Sat Mar 23, 2013 Foreclosure in 12601
Gregory D. S…, Real Estate Pro in 12508
Gregory D. Schreiber answered:
Is it true that with a "short sale" property, a bank is not going to really look at an offer that is a FHA (not FHA 203) loan?
I don't know anything about your specific case. But in general terms, a bank will accept an offer made with a 203k loan. However, they might still give preference to an all cash ... more
0 votes Share Flag Wed Aug 15, 2012 Home Buying in 12601
St. Lawrence…, Real Estate Pro in Yorktown Heights, NY
St. Lawrence Properties, LLC answered:
are the main drain pipes covered in a landlord insurance policy?
Hard question to answer as no one knows what your Insurance Policy states. For instance, I have some landlords with just Structural and Liability insurance (this is the typical policy) ... more
0 votes Share Flag Tue Jan 12, 2010 Rentals in 12601
Robbie Vaughn…, Real Estate Pro in Nassau, NY
Robbie Vaughn, Esq. answered:
We have received a commitment letter (notice of terms). The terms in the letter must be satisfied by closing. If the terms are not met by the
There is no way to opine on your current obligation without seeing your mtg. comm. and contract of sale.

However, it would not be wise for a buyer to "willfully" cause the ... more
0 votes Share Flag Sat Sep 19, 2009 Home Buying in 12601
Carol Culkin,…, Real Estate Pro in Overland Park, KS
Carol Culkin, Associate Broker answered:
Homeowner's insurance binder before commitment letter?
You should ask your bank for a "conditional" commitment letter. Banks odten issue commitment letters based on certain conditions such as final verification of employment, clea ... more
0 votes Share Flag Mon Sep 14, 2009 Home Buying in 12601
Gregory D. S…, Real Estate Pro in 12508
Gregory D. Schreiber answered:
how long do they have to sign?
Normally, these are the questions you ask the professional full time Realtor who is representing you in the transaction. Does this mean you are unrepresented?
0 votes Share Flag Thu Jul 30, 2009 Home Buying in 12601
John Durso, Real Estate Pro in 12603
John Durso answered:
Normally how long does it take to go through the foreclosure process?
It depends on the bank and situation. Nobody can give a definitive time period. There are other options available these days to Foreclosure. I have completed many short sales and helped ... more
1 vote Share Flag Fri May 29, 2009 Foreclosure in 12601
St. Lawrence…, Real Estate Pro in Yorktown Heights, NY
St. Lawrence Properties, LLC answered:
I am looking for foreclosure properties in East Fishkil and South both in Dutchess and Putnam County, any
Sj,

Any Realtor worth their salt should be able to assist you with this as we all have access to the BOP (Bank Owned Properties) and home in Foreclosure. However; The average home bu ... more
0 votes Share Flag Sun Jan 25, 2009 Home Buying in 12601
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